Northern Neck Real Estate Search

Waterfront Homes for Sale

The counties of Westmoreland, Richmond, Northumberland, and Lancaster comprise the Northern Neck of Virginia which is bounded by the Chesapeake Bay on the east, the Rappahannock River on the south, and the Potomac River on the north. With an abundance of water in the region, there is also an abundance of Northern Neck waterfront homes. Waterfront homes in the Northern Neck include a vast array of properties ranging from small houses with modest listing prices to sprawling estates and acreages with private shorelines and incredible views. 

Richmond County waterfront homes include properties along several waterways. Bodies of water in the county include Farnham Creek, Lancaster Creek, and Totuskey Creek. Similarly, there are remarkable waterfront homes in Northumberland County along numerous bodies of water, such as Ingram Bay, Great Wicomico River, Cockrell Creek, Dividing Creek, Indian Creek, Mill Creek, and Tipers Creek. Westmoreland County also has waterfront homes, and encompasses the Yeocomico River, Popes Creek, and Mattox Creek, while Lancaster County is home to Fleets Bay, the Eastern and Western Branches of the Corrotoman River, Indian Creek, Dymer Creek, Carters Creek, Tabbs Creek, and Antipoison Creek.

Middlesex and Essex Counties also have incredible waterfront homes near the Northern Neck. Middlesex has eighty square miles of waterfront and is home to the charming waterfront communities of Saluda, Deltaville, and Urbanna. Essex County also has miles of waterfront and is well-known for its excellent fishing, boating, river cruises, lovely beaches, and vacation homes. Some waterfront homes in the Northern Neck area provide stunning views only, while others offer water access with piers, boat ramps and similar amenities. Whichever kind of waterfront home you are seeking, we would love to assist you, so please connect with us as soon as you are able and we will provide you with more specific information about the available waterfront homes in the Northern Neck of Virginia and other nearby counties.

$1,000,000
3 Beds 3 Baths 120810 MLS
Welcome to The Point at Spriggs Cove! This exceptional waterfront point with sweeping views encompasses 1.5 acres fronting pristine Antipoison Creek to Spriggs Cove and Creek Cove. Perfectly positioned with easy access to Little Bay, Fleets Bay, and the Chesapeake Bay, this nearly 2,500-square-foot residence offers three bedrooms and three full baths, including spacious ensuite owner's bedrooms on both the first and second floors, making it ideal for everyday living or graciously hosting family and friends. Gleaming teak floors enhance the main living areas, while nearly every room captures mesmerizing water views and the ever-changing beauty of the creek. Antipoison Creek is one of the Northern Neck's most fascinating waterways. Local legend tells that during Captain John Smith's 1608 exploration of the Chesapeake Bay, after being stung by a stingray near present-day Stingray Point, Native Americans gathered healing mud from the bottom of this creek to create a poultice that relieved his pain—giving the creek its memorable name. Offered for the first time in more than five decades, this cherished waterfront home with pier presents a rare opportunity to own an extraordinary waterfront property in the heart of Virginia's Northern Neck—one of the Commonwealth's top ten most desirable vacation and retirement destinations, celebrated for its unspoiled shoreline, rich heritage, and relaxed Chesapeake Bay lifestyle. Good to know: Of Virginia's 95 counties, Lancaster has the 13th highest per capita income. Isn't it time to exhale and enjoy the sweet rewards you've earned?

50 Brandon Ln, White Stone

$1,055,000
3 Beds 4 Baths 120809 MLS
Nestled on the protected waters of Dividing Creek just minutes from the Chesapeake Bay, this expanded waterfront retreat offers luxury, recreation, and exceptional boating. With 5+ feet of water depth and outstanding Bay access, this is the waterfront property you've been waiting for. The deep-water dock features a 25K pound boat lift, an additional 10k pound lift, and a walk-around dock. Enjoy quick access to some of Virginia's finest fishing, sailing, and waterfront destinations. Inside, the open-concept living and dining area flows into a gourmet kitchen with granite countertops and stainless-steel appliances. Upstairs, the primary suite includes a dressing area and private bath, along with guest bedrooms and another full bath. A major addition includes an attached two-car garage with an expansive second level featuring an additional bedroom, full bath, and oversized game room/family room—ideal for extended family, guests, or a bunkroom retreat. Outdoor living is equally impressive with a screened porch, landscaped waterfront point, and large fire pit overlooking the creek. Located in a sought-after waterfront community with a neighborhood boat ramp and just minutes from Kilmarnock's shops, restaurants, and amenities. Nearby Hughlett Point Preserve offers scenic hiking trails, pristine Chesapeake Bay beaches, birdwatching, and kayaking. Whether you're searching for a primary residence, family getaway, or Chesapeake Bay boating retreat, this property delivers the waterfront lifestyle buyers dream about. Furnishings convey, allowing you to begin enjoying your new home.

183 Lagrange Ave, Kilmarnock

$699,900
2 Beds 3 Baths 120800 MLS
Million-dollar views without the million-dollar price! Welcome to Shifting Sands, where breathtaking panoramic views of the Rappahannock River and Chesapeake Bay create an unforgettable waterfront lifestyle. Walls of sliding glass doors fill the open floor plan with natural light and showcase spectacular water views. Recent updates include a new roof, new septic system, beautifully remodeled kitchen, emergency generator, new triple pane windows and triple pane sliding doors. Enjoy stunning sunrises, vibrant sunsets, meteor showers, Wallops Island rocket launches, and summer fireworks from Stingray Point to the Norris Bridge—all from home. Boaters will love the 90' pier with 3-5' MLW and a remote-controlled 8,000-lb. boat lift, offering easy access to the Chesapeake Bay. Lush landscaping and beautiful gardens create a private coastal retreat. The former attached garage has been converted into a spacious laundry and hobby room with a half bath and offers excellent potential for private guest accommodations. A detached studio with electricity and utility sink is perfect for a home office, workshop, or creative space. The detached double-door workshop and the attached storage room provide abundant space for kayaks, paddleboards, fishing gear, boating equipment, gardening tools, and all your Chesapeake Bay adventures. Frequent visits from bald eagles, osprey, great blue herons, gulls, and blue crabs complete this exceptional waterfront retreat. Love Life at Shifting Sands!

White Stone

$1,300,000
4 Beds 4 Baths 120794 MLS
Welcome to this updated waterfront getaway on a private 3+ acre lot with a boathouse! Features include high speed internet, a brand-new roof, and a stunning 600' tree-lined driveway with convenient access to drive all the way down to the dock. The grand foyer with blue ceramic tile leads to a spacious dining room with built-ins and water views. The main level offers a guest suite with an attached bath and walk-in closet, plus a vaulted home office/billiard room with a fireplace and deck access. The chef's kitchen boasts new quartz countertops, subway tile backsplash, touchless faucets, stainless steel appliances, a sub-zero fridge, double oven, and an ice machine. It opens to a bright family room with vaulted wood ceilings, a wood-burning fireplace, and access to a massive 100'+ waterfront deck. The primary suite features two sliders to the deck, a dressing/craft room, and dual baths—“hers” with a freestanding soaking tub and makeup vanity, and “his” with a separate shower. A convenient side-entry laundry room is perfect for beach days. The lower level includes a garage with a workshop, guest rooms, a large rec room with a wood fireplace and wine bar, and sliders opening to a covered porch. Located minutes from historic Kilmarnock, Irvington, Yankee Point Marina, and Belle Isle State Park. Enjoy rural privacy and easy access to shopping, dining, and golf. Under 1.5 hours to Richmond and under 2.5 hours to Northern VA/DC—the perfect Chesapeake Bay retreat! This home has the potential to have a second kitchen & you can drive to the dock! Schedule a tour today!

750 Levelgreen Rd, Lancaster

$159,000
3 Beds 2 Baths 120775 MLS
Affordable Coastal Living Meets Endless Amenities! Pack your bags and grab your flip-flops—your ultimate permanent vacation or weekend getaway awaits at 63 Alabama Drive, Heathsville, VA 22473. Offered at just $159,000, this charming property features 3 bedrooms and 1.5 baths. Plumbing is rough in condition in the kitchen, bathroom and laundry/mud room. House was raised and beams replaced. Home is ready for the buyer to finish the kitchen and bath to their taste Solid home on the pond with 4 new mini-split systems, making heating and cooling the entire home incredibly easy, quiet, and blissfully efficient on your wallet. The home has a metal roof, less than a year old, cedar siding and is situated on a pond leading out to Presley Creek. When you buy this home, you aren't just purchasing a roof over your head—you are buying a passport to a non-stop resort lifestyle in the highly coveted Bay Quarter Shores Subdivision. The community offers amenities including private water access, a community pier, boat slips, two sandy beaches, and courts for tennis, basketball, and pickleball. Residents also enjoy a gorgeous clubhouse with a swimming pool, walking trails, a playground, a recreational area, and even a dedicated hunting area. Opportunities to get into this desirable neighborhood at this price point are incredibly rare, so schedule your tour today before someone else claims your perfect slice of the Northern Neck lifestyle! Home being sold as is where is, inspections for informational purposes.

63 Alabama Dr, Heathsville

$875,000
3 Beds 4 Baths 120756 MLS
BOATERS PARADISE - spacious Cape Cod on ~5 secluded acres offers PROTECTED DEEP-WATER DOCK boasting 50 ft slip, 2 boat lifts, and access to the best FISHING and BOATING in the CHESAPEAKE BAY area. Gravel path to the dock for easy provisioning by golf cart (conveys)! This move-in ready RIVER cottage crafted by Chesapeake homes offers quality details throughout including Hardi plank exterior, composite decks, and elevated homesite. The iconic front porch provides curb appeal and a charming entry to RIVER VIEWS from the library/den, living area, dining area, and what will surely be your favorite space, the expansive enclosed sun porch overlooking the huge grilling patio and the “RIVAH”. The updated kitchen with quartz countertops and SS appliances provides a wonderful den/breakfast nook overlooking the water, includes a propane burning stove, and opens to the sunroom and easy flow to living areas. The waterside primary ensuite provides more RIVER VIEWS. Main level also includes a guest room, full bath, laundry/ half bath and bonus office. The 2nd level offers a generous guest en-suite with RIVER VIEWS and tons of finished attic storage space. Two-car detached garage with workshop, garden shed, plus lean to protecting lawn equipment (riding mower conveys)! New roof (2024), new HVAC (2023), no HOA, no restrictions. Ideal for the sailing enthusiast seeking a hurricane hole, the avid angler, or the experienced sailor searching for a stepping off point for the next Caribbean adventure - this is a dream come true. Priced to sell under recent appraisal!

890 Kelley Neck Rd, Lancaster

$1,090,000
4 Beds 4 Baths 120732 MLS
DEEP WATER. PRIME LOCATION.Near the mouth of Wilton Creek, this exceptional waterfront property offers the best of both worlds—safe harbor on protected waters w/quick access to the Piankatank & Chesapeake. Nestled along coveted Wilton Creek Road, the home is set on @2 private, landscaped acres w/ private dock offering 6+ feet MLW & easy kayak access. With 4 bedrooms + bonus rooms, this coastal-style pool home offers comfortable waterfront living w/gathering spaces inside & out. The heated saltwater pool was completely updated in 2025 w/NEW liner, wrap-around decking, cover, & salt cell. A welcoming foyer w/tile flooring opens to a spacious living room w/ gas FP, library/den w/ corner gas FP, & breakfast sunroom. Each enjoys sweeping water views & sliding doors leading to an expansive waterside deck. A separate dining room is ideal for entertaining. The updated kitchen features white cabinetry, granite countertops, abundant storage & a full suite of SS appliances. The first-floor primary suite is a peaceful retreat w/adjoining bath featuring double granite vanities, granite flooring & glass-enclosed shower. Plenty of room for family & guests w/ 3 guest bedrooms offering water views, plus 2 conditioned bonus rooms ideal for a home office, hobbies, or additional sleeping space, along with full & half baths. Quality craftsmanship throughout w/shiplap accents, custom moldings, wood flooring & wainscoting. Recent improvements: new roof on the house & pump house (2023), newer HVAC and water heater. Additional features: municipal water, irrigation well, & fenced area.

1614 Wilton Creek Rd, Hartfield

$1,199,000
4 Beds 4 Baths 120726 MLS
Nestled on .92 private acres on the point of Laurel Lane, this custom built waterfront home offers exceptional privacy, beautiful water views and thoughtfully designed living space. The entrance opens to a spacious great room with wide creek views, a cozy fireplace, built-in cabinetry and warm hardwood floors throughout the common living areas, making it ideal for entertaining or just everyday living. A sparkling Kitchen is a cook's delight. The main level primary suite offers a peaceful retreat facing the water, with a dual vanity bath and jetted soaking tub plus stall shower. Two additional main level bedrooms in their own wing share a Jack and Jill bath with two sink/toilet rooms and a separate central tub/shower. Each generously sized bedroom in this home easily accommodates a king size bed. Upstairs, is a bonus room ready to serve as an office, play or music room, studio, or extra sleeping space. A full bathroom with a tub serves the gathering/TV loft and the fourth bedroom. Lots of hall closets, attic space, and a bonus closet provide storage options galore. Relax on the screened porch overlooking the creek, or enjoy the recent polylumber deck that spans the rear of the house. The newly resurfaced dock is complete with a 16,000LB boat lift and kayak platform. The oversized attached 2-car garage also offers storage for yard and water equipment. A dual zone heat pump system and 300 gallon propane tank top it off. This exceptional waterfront property combines privacy, comfort, navigable waters, making it an ideal location for a full time residence or weekend retreat.

392 Laurel Ln, Heathsville

$2,445,000
4 Beds 4 Baths 120725 MLS
Located on sought-after CARTERS CREEK, just off the Rappahannock River, this stunning 2023 custom home offers protected waterfront living with approximately 180 water views, a newly rip-rapped shoreline, two sandy BEACHES, and a permit in place for a DEEP-WATER PIER. Designed to capture the views with soaring ceilings and walls of glass, this contemporary home showcases Brazilian wood custom doors, solid hardwood floors, extensive designer tile work, marble countertops, and exceptional craftsmanship throughout. The gourmet kitchen is a showstopper, featuring dual islands, premium stainless steel appliances, custom cabinetry, a gas cooktop, a beverage refrigerator, designer lighting, and ample storage, all opening to the waterfront living room with a dramatic marble fireplace and dining area. The first-floor ensuite provides convenient one-level living, while the luxurious upstairs primary suite enjoys the best water views, a private balcony, coffee station, spa-like bath, and walk-in closets. Easily access the second floor by the elevator or the beautiful staircase. Offering 4 bedrooms plus multiple flex spaces for an office, media room, or study. This home also features wonderful spaces to enjoy the outdoors, including a covered waterfront porch, waterfront balcony, and additional front balcony. Ideally located across from The Tides Inn Resort and just minutes to Irvington, White Stone, and Kilmarnock, this is luxury coastal living at its finest. *Featured Sheet*

212a Gordon Dr, Weems

$1,799,999
4 Beds 3 Baths 120703 MLS
Experience premier Chesapeake Bay waterfront living with sweeping views, a private beach, and the natural beauty of the Northern Neck all around you. This exceptional 4-bedroom, 3-bath coastal retreat blends serenity, comfort, and adventure. From bald eagles overhead to dolphins, otters, turtles, herons, and endless wildlife, every day feels like a front-row seat to nature. Inside, natural light fills the home and Bay views frame nearly every room. The open-concept living area features wide plank luxury vinyl flooring, skylights, recessed lighting, and an airy layout ideal for relaxing or entertaining. The family room opens to a waterside patio where you can enjoy unobstructed views, watch the Smith Point Lighthouse glow at dusk, and end the evening by the fire pit under the stars. The kitchen and dining area offer quartz countertops, a large island, stainless steel appliances, white shaker soft-close cabinetry, built-in pantry storage, and a walk-in pantry/storage room. Two bedrooms, a custom-tiled full bath, flex spaces, a third bedroom, laundry area, and an additional full bath add comfort and versatility. The primary suite is a true waterfront escape, with a wall of windows overlooking the Bay, custom walk-in closet, and ensuite with tiled walk-in shower, double vanity, linen closet, and trim details. Step onto your private patio for sunrise coffee or evening views as ships pass by. A tidal pond welcomes wildlife, while your private beach awaits for kayaking, paddle boarding, fishing, sailing, or simply soaking up vitamin sea. A rare Chesapeake Bay retreat!

160 Shipwatch Ln, Reedville

$699,900
3 Beds 3 Baths 120685 MLS
Welcome to this exceptional waterfront retreat in the highly desirable Twin Harbors community. Situated on a spectacular 1.5-acre point lot with approximately 456 feet of shoreline, this beautifully updated home offers breathtaking 180-degree water views from nearly every room. The residence features 3 bedrooms and 3 full baths, thoughtfully renovated with quality finishes and modern conveniences while maintaining its easy beach vibe. Windows, and skylight, fill the home with natural light and showcase the stunning waterfront setting. An upper deck overlooks Owens Pond for both sunrise and sunset views. A detached, oversized, 1200 SF multi-car garage provides abundant storage and workspace, while the finished bonus room above includes a full bath and kitchenette—ideal for guests, a home office, or private studio. A perfect easy care full or part time residence. Outside, meticulously landscaped grounds create a picturesque setting for outdoor living and provide a very private setting. Enjoy relaxing on the screened porch, having a sip and bite in the pergola entertaining by the water, or taking advantage of the private dock for boating, fishing, and waterfront recreation. This rare point property combines privacy, panoramic views, and exceptional amenities in one of the area's most sought-after waterfront communities. Not to be missed is the community's private sand beach on the Chesapeake Bay with picnic area; boat launch, dock and storage lot. Minutes to Shell Landing deep water launch for larger watercraft; and to downtown Reedville for events and dining.

277 Emerald Cove Rd, Reedville

$310,000
3 Beds 1 Baths 120684 MLS
Dream beachfront getaway and exceptional investment opportunity! This unique property-one side of a beachfront duplex-is the perfect place to enjoy your summers while also providing excellent potential as a vacation rental or Airbnb. Rarely do opportunities like this come along, with a private sandy beach and sweeping views across the Potomac River. The second floor deck allows you to make the most of the views, while the screened porch below is the perfect place to kick back in the shade. After a day at the beach, rinse off in the outdoor shower before settling in for the evening. The upper level has been freshly painted and features new LVP flooring throughout, while newly installed HVAC split units provide efficient heating and cooling year-round. There is still work to be done, but much of the groundwork has already been completed, leaving room for you to add your own finishing touches. The current owner has obtained permits for an upstairs bathroom and kitchen, with plumbing already roughed in for both. Application for a permit to install riprap for added shoreline protection was recently approved! Conveniently located just minutes from Lewisetta Marina and within 15 minutes of restaurants, banks, grocery stores, and other everyday conveniences in Callao and Heathsville, this waterfront retreat is located in a truly special part of the Northern Neck. This property is being sold AS-IS, WHERE-IS. Any inspections will be for informational purposes only.

59a Judith Sound Cir, Lottsburg

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