Northern Neck Real Estate Search

Waterfront Homes for Sale

The counties of Westmoreland, Richmond, Northumberland, and Lancaster comprise the Northern Neck of Virginia which is bounded by the Chesapeake Bay on the east, the Rappahannock River on the south, and the Potomac River on the north. With an abundance of water in the region, there is also an abundance of Northern Neck waterfront homes. Waterfront homes in the Northern Neck include a vast array of properties ranging from small houses with modest listing prices to sprawling estates and acreages with private shorelines and incredible views. 

Richmond County waterfront homes include properties along several waterways. Bodies of water in the county include Farnham Creek, Lancaster Creek, and Totuskey Creek. Similarly, there are remarkable waterfront homes in Northumberland County along numerous bodies of water, such as Ingram Bay, Great Wicomico River, Cockrell Creek, Dividing Creek, Indian Creek, Mill Creek, and Tipers Creek. Westmoreland County also has waterfront homes, and encompasses the Yeocomico River, Popes Creek, and Mattox Creek, while Lancaster County is home to Fleets Bay, the Eastern and Western Branches of the Corrotoman River, Indian Creek, Dymer Creek, Carters Creek, Tabbs Creek, and Antipoison Creek.

Middlesex and Essex Counties also have incredible waterfront homes near the Northern Neck. Middlesex has eighty square miles of waterfront and is home to the charming waterfront communities of Saluda, Deltaville, and Urbanna. Essex County also has miles of waterfront and is well-known for its excellent fishing, boating, river cruises, lovely beaches, and vacation homes. Some waterfront homes in the Northern Neck area provide stunning views only, while others offer water access with piers, boat ramps and similar amenities. Whichever kind of waterfront home you are seeking, we would love to assist you, so please connect with us as soon as you are able and we will provide you with more specific information about the available waterfront homes in the Northern Neck of Virginia and other nearby counties.

$359,000
3 Beds ⋅ 2 Baths ⋅ 115289 MLS
Adorable river home features open floor plan, river room, deck, fire pit area and dock - all great sitting areas from which to enjoy the river lifestyle! Three bedrooms; 1 hallway full tub/shower bathroom; 1 half-bathroom in primary bedroom; new variable flow septic system; comes with 3 extra lots; successful short-term rental; selling furnished with the exception of some personal items

148 Windsong Drive, Kinsale
$1,700,000
4 Beds ⋅ 4 Baths ⋅ 115283 MLS
Welcome to this Prime Waterfront and Land location... Privately situated on 4.44 acres on much sought after Dymer Creek, minutes to the Chesapeake Bay. ~~~570+/- Feet of Waterfront~~~ Minutes by land to Kilmarnock, Irvington, White Stone and Weems. This custom brick home was constructed in the year 2000, current owner is second owner. 3295 Sq feet open concept single floor living, boasts 4 bedrooms and 3.5 bath all on one level.. 9+ Foot ceilings for spacious and maximum lighting. Pristine Oak hardwood floors throughout, crown molding, custom built ins, recessed lighting with additional sconce light flanking bay windows. 4-6ftMWL (purchaser to verify) provides easy access to the creek and bay from the dock. Fully paved driveway into attached 2 car garage. RipRap installed along with dock with bench seating and boat lift. Please See Floor plan in photos...Come and see this delight!

181 Duckbill Rd, White Stone
$755,000
3 Beds ⋅ 3 Baths ⋅ 115280 MLS
BIG BEAUTIFUL BAY VIEWS from this WATERFRONT home in an upscale neighborhood of Wicomico Church! On private 2+ acres with panoramic views out to the Chesapeake and protected deepwater dockage on Cranes Creek. Welcoming marble foyer leads to a formal dining on one side and great room/sitting area to the other. Spacious main floor living includes waterside kitchen with brand new (2023) SS appliances, great room with spectacular views, wood burning stove, and hardwood floors, plus laundry room and powder room. The main level also boasts an expansive owner's ensuite with sweeping views, double vanities, jetted tub, separate shower, and access to the waterside deck. The 2nd level offers 2 large guest rooms, full bath with separate tub and shower, plus bonus bunk room/rec room and additional attic storage. Attached 2-car garage. The 430 ft waterside deck provides an ideal location for dining, entertaining, taking in the amazing sunrises, or just relaxing while watching ships navigate the bay. Riprapped shoreline, great crabbing, spectacular fishing, and the BEST boating, all close to shopping and dining. Call today for a tour of this BAYFRONT GEM! Purchaser to verify water depth.

600 Bussel Point Road, Heathsville
$995,000
3 Beds ⋅ 2 Baths ⋅ 115277 MLS
Stylish one-level living, waterfront home perfectly positioned on sought-after Carter's Creek in Irvington with privacy, beauty, and a deep-water pier. At the end of a treed drive, the property is an oasis of calm. Inside, the spacious great room with gas fireplace is light, bright and open facing a wall of windows for an outstanding wide creek view. From here, step out onto the covered waterside veranda with slate floor and retractable screens that convert it into a screened porch in seconds. The smartly accented kitchen has a new refrigerator, range, and composite sink with a bar or butler's pantry around the corner. The formal dining room with double doors, built-in bookshelves, gas fireplace, and direct access to an outdoor deck can alternate as a remote work office space or cozy den. Primary ensuite with creek views, modern shower, and twin walk-in closets. Large well-lit basement with exterior door for generous storage space or dedicated workshop. Oversized detached two-car garage on circular driveway. Low maintenance landscaping with well-water irrigation system. Deep water pier with 10,000-pound boat lift and floating dock. Air conditioning replaced in 2020.

5144 Irvington Road, Irvington
$449,900
3 Beds ⋅ 2 Baths ⋅ 115271 MLS
Well kept lakefront home in the Potomac River Community of Stratford Harbour. Three lots. Water views front and back. Very short walk to lake beach. Community has marina, boat ramps on both the lake and river, clubhouse with Olympic-sized pool, and more. Historic area sharing boundary with Stratford Hall Plantation, birthplace of Robert E. Lee and home to two signers of the Declaration of Independence. Near the birthplaces of George Washington, James Madison and James Monroe. Easy commute to Dahlgren, Southern Maryland and historic Fredericksburg. Great community. Plenty of attic space to add finished living space. Plenty of storage in attic, crawl space and shed.

219 Queens Way, Montross
$2,300,000
3 Beds ⋅ 2 Baths ⋅ 115250 MLS
Once in a lifetime opportunity to own this incredible waterfront property situated on over 8 pristine acres and 850 feet of shoreline at the mouth of Dividing Creek in Kilmarnock, Virginia. Deep water dockage and unparalleled views across the mouth of the creek to Hughlett Point and over the Chesapeake Bay. The stately brick colonial home features three bedrooms and two and one half baths along with an attached two car garage. The private entrance is flanked with beautiful crepe myrtles. The shoreline is heavily protected by armor stone rip rap. There is a preliminary subdivision survey demonstrating the potential to create four amazing waterfront lots if inclined.

1367 Kent Point Road, Kilmarnock
$499,000
2 Beds ⋅ 2 Baths ⋅ 115246 MLS
This 2 bedroom 2 bath ranch is situated in Taskmakers Creek. The pre-Bay Act lot allows for close proximity to the water with wonderful creek views. The open concept floor plan allows for ease of movement from the living room, dining area and kitchen. A separate waterfront sun room offers a bank of windows from which to observe the water. The two car attached garage also features a pull down attic for storage.

174 Holly Grove Lane, Reedville
$343,500
2 Beds ⋅ 2 Baths ⋅ 115244 MLS
This waterfront property has loads of potential and is in need of a new owner who will appreciate the style of the existing home and the amount of remodeling that needs to be done. The prime waterfront lot offers wide views of Mill Creek into the Yeocomico River and deep water. There is no HOA to tell you what you can or cannot do, and you could make this property a short-term/vacation rental once it has been fully remodeled. Several inspections are in the process of being completed to determine what work may need to be done. A new plat of survey was recently completed. Don't let this special opportunity get away from you!

3015 Harryhogan Rd, Callao
$998,000
3 Beds ⋅ 3 Baths ⋅ 115242 MLS
Sailors delight with 7'MLW, protected harbor, minutes to bay. Well manicured yard, lovely view of Tabbs Creek, home features 3 BR, 3 full baths, LR w/see thru gas FP and opens onto deck. Dining room w/see thru fp, bookcases, opens into sunroom, kitchen features island w/granite counters, gas cooking, pantry. 2 Master bedroom suites have water views, w/full baths and walk in closets. 2nd bedroom is carpeted. Loft area can be used for office or den and has plenty of light. Utility room w/washer, dryer (brand new), freezer. Oversized 2 car garage. Walk up attic. Deck with retractable awning, Stone patio. Minutes to White Stone, Irvington, Kilmarnock, YMCA, hospital, museum, golfing and fine dining.

347 Old Point Rd, White Stone
$1,920,000
4 Beds ⋅ 4 Baths ⋅ 115222 MLS
This amazing offering on Dividing Creek encompasses 10 acres which includes a buildable adjacent 5 acre lot. The primary 5 acre parcel boasts 300 ft of water frontage, magnificent views, new trex dock w boat and jet ski lifts & magical "new" impeccable 5862 sq ft coastal home. Current owners purchased this 2010 built home in 2017 & totally rebuilt every inch. The property includes beautifully curated grounds with outdoor kitchen, firepit, gated entrance and additional detached 600 sf garage/workshop. Primary bedroom, amazing open great room, expansive kitchen w quartz countertops, huge island and great appliance suite, large office (or additional bedroom), full bath, sitting and family rooms all grace the first floor. There are another 2 bedrooms and full bath upstairs. Fully finished basement includes an amazing family room, game room, exercise room, 2 more bedrooms, full bath and ABUNDANT storage. Expansive decking and screen porch add to the outdoor ambiance offering endless entertaining possibilities and waterfront activities. Too many features to list, the pictures only start to tell the story. Accompanied showings only, need 24 hours notice for same.

242 Hardings Wharf Drive, Kilmarnock
$850,000
5 Beds ⋅ 4 Baths ⋅ 115213 MLS
Unique combination of size (5,188 SQ), land (6+ acres) and water depth (5'+ MLW). This well built, custom home features 5 bedrooms, 3.5 baths, first level waterfront owners suite with walk-in tub, deep protected water with quick access to the Little Wicomico River & the Chesapeake Bay. The extra large living room (35X23) offers unlimited possibilities and features an open ceiling to the second level. Great for dog lovers as it has a "mini kennel" (22x12) complete with fenced outdoor space and a dog sized bath tub in the utility room. Other features include a private dock, boat lift, bulk-headed protected shoreline, oil back up furnace, 2 car attached garage, large floored attic storage with winch lift from garage, over-sized water pressure tank, walk in closets in guest bedrooms, bonus room (with bar) in the basement, large workshop, wood fireplace (with insert), waterside deck, sunroom, office, den, covered front porch, 3 zone HVAC, zoned plumbing for 2 hot water heaters, Indoor & outdoor upper level balconies, generator, 12x 20 outdoor storage shed and incredible storage all throughout the home. Ideal home for large family or retirement. Great potential for "mini-farm, horses or Air B&B. Endless Possibilities!

101 Bridge Ln, Reedville
$735,000
3 Beds ⋅ 4 Baths ⋅ 115212 MLS
* The seller is giving a $15,000 buyer credit at closing for new paint/flooring.* This 3 bed, 2 full & 2 half bath property is in a desirable neighborhood and offers idyllic waterfront living. The house plans were featured in Good Housekeeping and on the front cover of Home magazine! As you step inside, you will immediately be captivated by the natural light filling the space. The open-concept layout seamlessly integrates the great room, dining area, & kitchen, creating a harmonious flow perfect for entertaining & everyday living. The large windows showcase the incredible views of the serene waterfront, allowing you to enjoy the beauty of your surroundings from the comfort of your own home. This expansive lower level provides endless possibilities for customization and has a wood stove for getting cozy on cold nights. The basement also has a woodworking shop, a room for crafts/home office, and an unfinished portion that offers plenty of storage & is also plumbed for a bathroom! As you step outside, you will be greeted by a backyard overlooking the tranquil water. Whether relaxing on the deck or hanging out on the pier, this outdoor space provides the perfect relaxing oasis. This property also offers a 2-car attached AND a 2-car detached garage, ensuring plenty of room for your vehicles. The detached garage has a walk-up access for storage. A public boat launch is about mile away. Many items in the home convey – check the Feature Sheet! Buyer to verify water frontage & depth. Outbuildings are sold “As-Is, Where-Is,” and inspections are only for the buyer's info.

100 Mallard Drive, Heathsville
$799,900
3 Beds ⋅ 2 Baths ⋅ 115207 MLS
Welcome to your waterfront oasis! Spacious all-brick home with side-load 2 car garage sits on a premium 1+ acre lot on a quiet cul-de-sac, nestled within a popular waterfront community. Only 1.5-2 hours from Richmond and Northern VA. Exterior features include peaceful water views, private saltwater pool, composite decking and a generous patio with stone retaining wall and walkway leading to private dock complete with a 10,000 pound boat lift and PWC lift. Step inside to discover stunning new white oak hardwood floors. The gourmet kitchen, featuring stainless appliances, and granite countertops, combines style and functionality. The charm continues with three generously sized bedrooms that provide ample space for relaxation. Indulge in the luxurious comfort of the updated bathrooms, where modern fixtures and elegant finishes create a spa-like ambiance, while the convenience of a tankless water heater ensures endless hot water for your needs. The heart of this home, might just be the expansive sunporch. Adorned with wall-to-wall windows, it presents panoramic views, allowing nature and the waterfront to be the backdrop of your daily life. Enjoy the many community amenities, including access to four sandy beaches (one within walking distance), two boat ramps, community clubhouse, sport courts, playground and picnic pavilion. Adjacent 0.66 acre lot may be purchased from Sellers. Whether you are lounging by the pool, launching your boat for a day on the water, or simply savoring the vistas, you can relax and enjoy costal living where every day feels like a vacation.

127 Albatross Lane, Montross
$2,675,000
4 Beds ⋅ 5 Baths ⋅ 115183 MLS
YOUR PRIVATE WATERFRONT RESORT AWAITS! Wide Views out to the Bay, Gorgeous Heated/Cooled NEW Pool w/ 2000 SF of Marble decking, Resurfaced Tennis Court w/basketball hoop, Protected deeded Boat Slip with New Boat Lift, 5' MLW, Sandy Shoreline-great for swimming, & a Gorgeous 4 Ensuite Bedroom Home COMPLETELY REDONE & FULLY FURNISHED (All Restoration Hardware)-MOVE-IN READY!! 2022 NEW roof, HVAC, Exterior siding, interior & more-See Featured Sheet. Open Living Room, Dining Area, & Gourmet Kitchen with all Wolf & SubZero appliances & a center island. Formal Dining Room, & 1st Floor Primary Ensuite Bedroom. Upstairs has 3 Ensuite Bedrooms all with access to the incredible Balcony plus a large Bonus Room. Attached Garage with additional Bonus Room above having interior & exterior access. This is the ultimate property that all your friends & family will want to come & make the BEST memories at the River! Great fishing area, boat to multiple WF dining options, enjoy the BEST sunrises & relax as this home is low maintenance. See Featured Sheet for all the details! Must have a showing set up, no drive-bys. DON'T WAIT - IT IS TIME TO PLAY NOW!

502 Bussel Point Road, Wicomico Church
$425,000
4 Beds ⋅ 3 Baths ⋅ 115182 MLS
C O L O N I A L C H A R M ! Combine the charming features of this spacious Colonial style home with a few updates to create a one-of-a-kind property overlooking a pond. Built on land that was once surrounded by a golf course, this hidden gem of a property includes a 3,678 square foot home that includes a finished basement, a two car garage with upstairs storage, and a workshop that can easily be converted to a guest house! Pine floors, moulding, chandeliers, and two fireplaces with mantles of beautifully detailed woodwork add a vintage feel that makes this home so special. Entertain family and friends in the dining room overlooking the pond or the basement that is set up as the perfect hangout spot, which includes a fireplace and small kitchen area. Move in and start making this home yours! PROPERTY IS BEING SOLD AS-IS AND NO REPAIRS WILL BE MADE. ALL INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY.

202 Skye Dr., Weems
$499,000
4 Beds ⋅ 2 Baths ⋅ 115167 MLS
Come tour this gem! All about location! Minutes to town by car and what a prime waterfront location on the Corrotoman River, just off of the Rappahannock River. A lovely natural drive on 2+ acres brings you to this 4 bedroom 2 bath home. Come inside to an open entry way with steps leading to the living room with fireplace, dining room with water views, kitchen and Corrotoman room with endless views. Two bedrooms and a bath on the main level. A few steps to the lower level and you will enjoy the large family room with fireplace and walk out access. Two bedrooms and a bath. 7-8+ feet of water at dock. 140 x 4 dock in need of repair. Storage shed 8 x 12. Want more? Home is being sold As-Is! Call today!

3708 Black Stump Road, Weems
$525,000
3 Beds ⋅ 3 Baths ⋅ 115161 MLS
This property offers beautiful privacy on Presley Creek with long water views, inground waterside pool and private pier. The house was custom-designed and built offering 3 bedrooms with a bonus room, family room with gas fireplace, formal dining room and large kitchen with plenty of storage, water views and access to the waterside screened porch. The attached 2 car garage has 2 separate bays & a half bath. Catch crabs, fish and grow oysters right from your dock! The pier has a boat lift and 3 ft. MLW per owner. Presley Creek is a tidal tributary off The Potomac River. This park-like setting is filled with beautiful flowers, native plants, pollinators and wildlife. There is a beautiful pond with waterfall and walkways to explore. NO HOA! This home is lovingly maintained and has a conditioned crawl space, 16 KW whole house generator, & brand new heat pumps (2023).

439 Creekside St, Heathsville
$450,000
3 Beds ⋅ 3 Baths ⋅ 115148 MLS
Unique home designed with European influence located on cul-de-sac on private point overlooking gorgeous Cold Harbor Creek and out to the Potomac River; take in amazing views and nature from 3 sides of the property; community boat ramp, dock, slips, pool, tennis courts and more; 2 ensuite bedrooms on main level; finished walk-out basement with large living area, additional kitchen, bedroom and full bathroom with lots of room for overflow; open floor plan on main living level with amazing water views; designed and built by a German engineer

580 Bay Pointe Drive, Montross
$675,000
3 Beds ⋅ 4 Baths ⋅ 115145 MLS
Terrific waterfront home with barn, boathouse, AND 7 feet of water depth at the dock! Three bedrooms 3 baths with a beautiful vaulted waterside great room. Huge basement that can be additional living space if finished. Property includes an incredible separate barn with 1473 sq feet. Gorgeous views and lovely setting. House is extremely well constructed (6 inch walls) and maintained.

43 Locksley Court, Reedville
$519,000
3 Beds ⋅ 2 Baths ⋅ 114111 MLS
ROSIER CREEK WATERFRONT: Nestled on the banks of Rosier Creek in historic Westmoreland County, this 3 Bedroom, 2 Bath home with walk-out basement is perfect for full-time living or as a vacation getaway. Enjoy the beautiful sunsets and creek breezes on the covered deck--and the short walk down to the private dock with 10,000 lb boat lift and shoreline launch area for canoes and kayaks. With easy access from the protected creek waters to the wide Potomac River, this home on .55 acres has approximately 70' of waterfront and is ideal for boating enthusiasts and water recreation. The walk-out basement is partially finished with a kitchenette and bathroom, and the covered patio area can host crab feasts, barbeques and family gatherings. Less than 90 minutes from the DC metro area and an easy commute to Dahlgren, southern Maryland or Fredericksburg. And just a short drive to the charming riverfront town of Colonial Beach with restaurants, shopping and amenities.

331 Buena Vista Rd, Colonial Beach
$799,000
3 Beds ⋅ 3 Baths ⋅ 114105 MLS
Beautifully updated move-in ready home located on desirable Jackson Creek in Deltaville! Enjoy one level living with multiple entertaining areas - waterside great room, 3-season porch, living room with fireplace, composite deck and carport; waterfront ensuite primary bedroom; spacious updated kitchen with island, stainless appliances and leathered granite countertops; pier and bulkhead; large unfinished basement; short boat ride to Chesapeake Bay, Fishing Bay Yacht Club and waterfront dining; no restrictions or HOA make it attractive for short term rentals option

78 Summerlynn Road, Deltaville
$549,000
3 Beds ⋅ 2 Baths ⋅ 114088 MLS
The options are endless at this home on Bull Creek in the Salt Aire subdivision. Relax in the pool, kayak in the creek, go to the community SAND BEACH, or sit and enjoy the water views from the back deck and HUGE patio area. Other community amenities are a boat ramp, pier, and picnic area. Features of the home include a spacious, open floor plan for the living room, dining area, office, and kitchen. Large primary suite has a large garden tub and walk-in closet. Recent updates include new laminate floors, light fixtures in the kitchen, and a hot water heater. Ample storage provided by a detached garage (16x36) set up as a man cave with TV, refrigerator, and many cabinets as well as a shed. Stamped concrete and a gravel walkway lead you from the patio to another picnic area and then down a gentle slope to the pier. Two RV hookups on the property for family and friends. Take golf cart to the community area and enjoy the sunset on the beach!

330 Bull Creek Drive, Lancaster
$599,000
2 Beds ⋅ 2 Baths ⋅ 114071 MLS
In a peaceful private setting sits this round cottage nestled among mature plantings and flowering trees with spectacular water views of Taylor's Creek. Property features 472' of shoreline and a point with a must-see view! Enter downstairs to a bedroom, bath, laundry room, and family room looking out to the water. Spiral stairs to upstairs living room and kitchen with a wonderful view, primary bedroom and bath. With a little TLC, this storybook like property can become your ideal hideaway! Well is shared with nextdoor neighbor. House is being sold As Is. Inspections are for informational purposes only. Buyer to verify water depth.

524 Holly Haven Road, Weems
$1,995,000
7 Beds ⋅ 9 Baths ⋅ 114070 MLS
~Welcome to 76 Level Green Landing!~ A truly distinctive waterfront property on the Rappahannock River! This Luxurious Estate has been designed with no detail left undone & features 3 levels of gorgeous style, 3 Car Garage, 7 Bedrooms, 8.5 Baths (6 bedrooms are en-suites). The lavish interior features a beautiful entry Foyer, Gourmet Kitchen with all the bells & whistles, Island bar to seat 12+, Media Room/Den, Utility Room, Powder Room, Large open Dining Area, unique Great Room with Superior Views & soaring ceilings, Stunning Stone gas log Fireplace, Surround sound Wired throughout, main level owners Suite with whirlpool plus steam shower, Walk-in closets in 6 bedrooms, plus ample storage in the 34x 16 walk-in attic. Carefully Tailored to have water Views in almost every room & Still keep a striking Curb appeal both waterside and Roadside, this home is a "Show-Stopper" that must be seen in person to appreciate. The Entertaining areas flow seamlessly to the exterior w/ highlights such as : Salt water Pool, Wrap-around Screen Porch, extensive Patio area, Pool House w/kitchenette plus full Bath, outdoor Shower, Fenced yard & more. Other highlights include: Paved & Tree lined Driveway ,Brick exterior, Metal Roof, unique light fixtures & ceiling fans throughout, whole home automation system, plus so much more! The Very well Manicured & irrigated 2.64 acres makes it feel like a tranquil resort. The Shoreline is protected by a seawall & the long pier has a lounge area along with a boat lift. One Look will make any Buyer want to call this their Northern Neck of Va Home!!

76 Level Green Landing, Warsaw
$2,300,000
5 Beds ⋅ 6 Baths ⋅ 114066 MLS
Absolutely stunning newly built and completely furnished beach house on Windmill Point with unobstructed vistas across the Rappahannock River and Chesapeake Bay. Builder's own home designed and constructed with a very upscale finish. The photos tell it all! There are three levels. The upper level features a large great room with kitchen and dining area, vaulted ceilings, large porch both covered and uncovered, a second covered porch for grilling, a powder room and large ensuite bedroom with private covered porch. The main level boasts three more ensuite bedrooms including the primary with amazing bath and walk in closet and a huge private covered porch The lower level is where you will find an awesome rec room with Prince professional grade ping pong table as well as the fifth ensuite bedroom. The new pier boasts a 15,000 lb lift as well as an 8,000 lb lift. There are four HVAC zones to the house, irrigation, low voltage lighting from the pier to the landscaping around the home. The home is beautiful and not to be missed. Complete feature sheet available.

101 Winona Drive, White Stone
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