Northern Neck Real Estate Search

Waterfront Homes for Sale

The counties of Westmoreland, Richmond, Northumberland, and Lancaster comprise the Northern Neck of Virginia which is bounded by the Chesapeake Bay on the east, the Rappahannock River on the south, and the Potomac River on the north. With an abundance of water in the region, there is also an abundance of Northern Neck waterfront homes. Waterfront homes in the Northern Neck include a vast array of properties ranging from small houses with modest listing prices to sprawling estates and acreages with private shorelines and incredible views. 

Richmond County waterfront homes include properties along several waterways. Bodies of water in the county include Farnham Creek, Lancaster Creek, and Totuskey Creek. Similarly, there are remarkable waterfront homes in Northumberland County along numerous bodies of water, such as Ingram Bay, Great Wicomico River, Cockrell Creek, Dividing Creek, Indian Creek, Mill Creek, and Tipers Creek. Westmoreland County also has waterfront homes, and encompasses the Yeocomico River, Popes Creek, and Mattox Creek, while Lancaster County is home to Fleets Bay, the Eastern and Western Branches of the Corrotoman River, Indian Creek, Dymer Creek, Carters Creek, Tabbs Creek, and Antipoison Creek.

Middlesex and Essex Counties also have incredible waterfront homes near the Northern Neck. Middlesex has eighty square miles of waterfront and is home to the charming waterfront communities of Saluda, Deltaville, and Urbanna. Essex County also has miles of waterfront and is well-known for its excellent fishing, boating, river cruises, lovely beaches, and vacation homes. Some waterfront homes in the Northern Neck area provide stunning views only, while others offer water access with piers, boat ramps and similar amenities. Whichever kind of waterfront home you are seeking, we would love to assist you, so please connect with us as soon as you are able and we will provide you with more specific information about the available waterfront homes in the Northern Neck of Virginia and other nearby counties.

$3,975,000
5 Beds 6 Baths 116409 MLS
This Dividing Creek property is perhaps one of the most fabulous opportunities in recent time for a serious boater who wants to moor their yacht at the 305' dock in 9' of water, just steps away from an exquisite 6520+-SF home with 5 spacious bedrooms, each with private bath, and attached garage. There also is a 2-C garage with boat bay drive-thru and a second floor designed for living quarters (plans available). A private boat basin waterfront amenity offers a kayak dock, two jet ski lifts and boatlift for a 22'+- power boat. Turn onto a cedar canopy-lined driveway and park on the stone paver circular drive. Walk through double 9' front doors into a stunning foyer with 24' ceilings. The magnificent main living room has floor to ceiling windows with views to the Bay and flood the room in sunlight. The easy flow from room to room creates natural transitions from the forming dining room, reading room, wine room, cook's kitchen with a pass-through pantry and open concept family room, waterside dining, wet bar, office and laundry on main floor to the primary bedroom and bath with his and her dressing rooms Four additional bedrooms with baths and awesome views plus another laundry room are on second floor. This captivating waterfront location offers incredible views of Dividing Creek to the Chesapeake Bay, ideal water depths for your boats, sandy shoreline, pool, pool with outdoor kitchen, full bath, cool nights fireplace, lounging area plus beautifully landscaped grounds surrounding the private property. Call for your Tour.

2055 Ditchley Road, Kilmarnock

$765,000
4 Beds 5 Baths 116372 MLS
Experience the charm of this fun river cottage, set on a picturesque point on Cod Creek off the Little Wicomico River within the Sherwood Forest community. This quintessential river getaway offers ample space, boasting 2,328 square feet on the main level and 1,584 square feet on the lower level for a total of 3912 square feet of living space. The main level features an open-concept design with a kitchen seamlessly flowing into the living and dining areas. A wall of windows in the great room showcases breathtaking water views. The home includes four bedrooms, each with water views; three are ensuite with direct access to a waterside deck. The lower level expands the living space with a large rec room, kitchenette, full bath, and an additional bedroom. The waterside setup is perfect for relaxation and entertainment, featuring a pier with a boat lift and a spacious deck for crab feasts or lounging. The shoreline is fortified with bulkheading and new pier decking. Surrounding the home are decks on the front, side, and back, offering plenty of outdoor living space. Custom-embossed concrete walkways, adorned with a Compass Rose and Blue Crab design, add a unique touch. Additional amenities include a freshly painted exterior, a two-and-a-half-car detached garage, a parking pad for a golf cart, and a shed for ample storage of water toys and more. The property also has a strong vacation rental history with VRBO. Community amenities include a swimming pool, tennis courts, a marina, and a boat ramp, making this home an ideal riverfront retreat.

152 Swann Court, Reedville

$920,000
4 Beds 3 Baths 116388 MLS
WATERFRONT RETREAT: Enjoy all the sights, sounds, and pleasures of waterfront living in this beautiful 3,700+ square foot, all-brick home on Monroe Bay in Westmoreland Shores. Move-in ready and extensively renovated since 2022, 115 Avalon Drive boasts a desirable open floor plan full of high-end finishes, modern updates, comfortable spaces inside and out, and water views from nearly every room. The Great Room is the heart of this 4 Bedroom, 2.5 Bath home, offering spectacular water views and all the convenience of open concept design. This home will be worry-free for years with numerous updates including luxury vinyl-plank flooring throughout, new roof, new gas and water lines, electric and lighting upgrades, plumbing upgrades, tankless hot water system and an EV charging port in the driveway! This home is nestled along a navigable cove on Monroe Bay (with riparian rights). It has its own private 85' dock on protected water, and is ready for your boat, personal watercraft, kayak or paddle board. A quick five-minute boat ride will bring you out of the placid waters of Monroe Bay and into the beautiful Potomac River for great fishing or just a peaceful cruise. The water-oriented community of Potomac-Westmoreland Shores has a voluntary civic association that offers members access to a boat launch (just at the end of quiet Avalon Dr.), a community clubhouse, and a sand beach on the Potomac River. Coastal living at its finest in historic Westmoreland County in Virginia's Northern Neck.

115 Avalon Drive, Colonial Beach

$329,900
4 Beds 3 Baths 116353 MLS
A stone's throw from the Potomac River, tucked in an on-the-water lifestyle community, 35 Overlea Court offers a single-level living experience on .75 acres with four bedrooms, three baths, and over 1,800 square feet of living space. It sits in the amenity-full Cabin Point community, which includes a clubhouse, boat ramp, swimming pool, tennis courts, multiple beaches, playground, boat ramps, boat storage and so much more. Heading inside its double front doors, it's a beautiful blend of dynamic spaces, natural light, arched entryways, tasteful crown molding and hardwood flooring throughout. Common areas include a central billiard room, living room with exposed wood ceilings; dining area; and kitchen. The kitchen includes white cabinetry, stainless steel appliances, granite counter tops, a large walk-in pantry and the adjacent laundry room. Within the laundry room is cabinetry for storage as well as access to the back yard – the machinery conveys! On the side of the home there is... a tiny home and, right across from it and attached to the principal residence, a wood-surrounded outdoor shower! In to the back yard, there's a shed along the back of the property that features LVP floors, AC and an upper level loft. Beyond these outbuildings, the back includes a small porch landing and small fenced in area for a dog run. Property lies off the end of Bettys Pond, which feeds into the Potomac River. This location offers easy access to Montross, Dahlgren, Fredericksburg, and Richmond. With its proximity to the water and charming features, 35 Overlea Court is a must-see!

35 Overlea Ct, Montross

$2,295,000
4 Beds 4 Baths 116365 MLS
At the end of a long winding driveway, lies Edgehill, a unique historic home built in 1832 with period details, 4 bedrooms, 2 full baths and 2 half baths. Completely renovated in 2001, this lovely home has been meticulously cared for and upgraded by its current owners. With stunning views, this historically significant waterfront estate is set on 7.63 acres, spans over 400' of shoreline and includes a 50-foot sublime saltwater pool overlooking the Great Wicomico River. One of the earliest homes in the area, Edgehill boasts original pine flooring, restored English basement with brick floors, fireplaces, and chef's kitchen complete with commercial 6 burner stainless range and oven. Other special features include original plaster and architectural details, radiant under floor heating, enclosed waterside porch, wood stove, grand central staircase, and expansive river views from every room. Outside, a lovely pergola graces an outdoor dining area surrounded by mature plantings. Snip fresh herbs from the sprawling garden and grill a meal while gazing over the ever-changing river views. Double doors on the second level access a sun porch from which to enjoy a coffee or cocktail. Edgehill offers an oasis of privacy while also affording convenience to amenities. From the dock, enjoy a beautiful 10-to-15-minute boat ride to the Bay or choose a local waterfront restaurant. Ten minutes by car takes you to the charming town of Kilmarnock. Experience everything waterfront living has to offer at the relaxed elegant retreat that is Edgehill.

120 River Hill Road, Heathsville

$1,150,000
4 Beds 5 Baths 116346 MLS
"Gray Stone" is an exquisite French Provincial/Georgian home in area of upscale homes near the Rappahannock River. Spindrift's conveniently located in White Stone, min. to Kilmarnock/Irvington- close to Marinas, boat ramps, golf, restaurants, shopping, hospital, County Library & more. The first floor has 10'3" ceilings with upgrades throughout the home and beautiful hardwood floors. Also upscale wide moldings compliment each room. Living Room Downstairs can be closed by doors and has attached full bath for a downstairs bedroom. The 4065 sq ft home is located on a private lot & is very inviting w/a grand foyer, French doors, large great room & a beautiful large sunroom. The kitchen recently updated w/state of art stainless steel appliances & marble/quartz. Master Suite boasts full bath w/jetted tub & separate shower, & large walk-in closets. Apartment over garage w/water views. Property sits on a tidal pond surrounded by large variety of wildlife, beautifully landscaped w/mountain laurel and Holly trees- secluded, quiet and private w/pier. Nicely elevated w/great drainage, no flood zone. High speed internet service. Deck & Patio are ideal for entertaining. There's room here for a pool. New Heat Pump, 2 New Propane Gas logs. Room to expand with over 2000 square feet in basement and walk upstairs to attic area. This is truly a Keeper and is a fine Manor Home with splendor and great entertainment flow. Your new home is waiting for you ..Located in a fine upscale neighborhood.

108 Spindrift Road, White Stone

$1,950,000
4 Beds 4 Baths 116292 MLS
On Irvington's Carters Creek, Captain's Quarters sits at the end of a charming lane - Steamboat Road, the most prominent neighborhood in the Northern Neck. Built in the late 19th century, this historic landmark blends Italianate elements with Victorian-era details. It features a more recent spacious raised terrace framed by a low brick wall offering sweeping water views. Off the circular drive, a brick walk leads to the front porch. The entry hall looks through the living room to the sparkling Carters Creek. The rich patina of wood floors exudes a timeless authenticity. The bright and airy living room welcomes you to enjoy the view from this creekfront knoll. A wall of bookshelves adds warmth, while the waterfront wall of glass embraces the coastal scene. The cozy study with a masonry fireplace is a quiet retreat. Bathed in light, the corner dining room features a bowed window. The bright country kitchen with an oversized island is ideal for entertaining. The creekfront first-floor primary bedroom suite includes a dressing room, bath, and walk-in closet. The upper level has three corner bedrooms and a bath. This in-town property boasts 155 feet of shoreline, plus a private deep-water dock with a rarely offered boathouse. The house is a short stroll to the town center. Occupied by the same family for 55 years, this legacy home is now available for a new owner to enjoy the simple coastal life this classic home and community embraces. This home beckons as a haven of joy and beauty, awaiting the discerning eye to make it an incredible gathering place for generations.

391 Steamboat Road, Irvington

$499,999
3 Beds 2 Baths 116288 MLS
Welcome to your waterfront oasis on Taskmakers Creek, seamlessly connected to the majestic Chesapeake Bay. This 3-bedroom, 2-bathroom home offers 1800 sqft of living space, with an additional 1800 square foot walk-out basement, perfect for those who desire both comfort and adventure in their daily lives. Step into a welcoming living room that flows effortlessly into the open-concept kitchen, creating an ideal space for both entertaining and day-to-day living. The kitchen has ample counter space and a spacious island. Sliding glass doors open to a charming back porch where you can enjoy your morning coffee or evening sunsets while taking in the serene views of Taskmakers Creek and the Chesapeake Bay. The primary bedroom is a true retreat, featuring a private en-suite bath designed for your relaxation and comfort. Two additional spacious bedrooms offer flexibility for family, guests, or a home office, each thoughtfully designed to meet your needs. The expansive 1800 square foot walk-out basement is an untapped canvas, ready to be customized to your unique vision. The home also features an attached two-car garage and an oversized detached one-car garage/workshop. This additional space is perfect for projects and extra storage. The property boasts 18 feet of private waterfront on Taskmakers Creek, providing direct access to the Chesapeake Bay. Enjoy boating, fishing, or simply relaxing by the water's edge, all from the comfort of your own backyard. The stunning Chesapeake Bay views add an extra layer of tranquility to this already idyllic setting.

415 Hopedale Farm Road, Reedville

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