Northern Neck Real Estate Search

Waterfront Homes for Sale

The counties of Westmoreland, Richmond, Northumberland, and Lancaster comprise the Northern Neck of Virginia which is bounded by the Chesapeake Bay on the east, the Rappahannock River on the south, and the Potomac River on the north. With an abundance of water in the region, there is also an abundance of Northern Neck waterfront homes. Waterfront homes in the Northern Neck include a vast array of properties ranging from small houses with modest listing prices to sprawling estates and acreages with private shorelines and incredible views. 

Richmond County waterfront homes include properties along several waterways. Bodies of water in the county include Farnham Creek, Lancaster Creek, and Totuskey Creek. Similarly, there are remarkable waterfront homes in Northumberland County along numerous bodies of water, such as Ingram Bay, Great Wicomico River, Cockrell Creek, Dividing Creek, Indian Creek, Mill Creek, and Tipers Creek. Westmoreland County also has waterfront homes, and encompasses the Yeocomico River, Popes Creek, and Mattox Creek, while Lancaster County is home to Fleets Bay, the Eastern and Western Branches of the Corrotoman River, Indian Creek, Dymer Creek, Carters Creek, Tabbs Creek, and Antipoison Creek.

Middlesex and Essex Counties also have incredible waterfront homes near the Northern Neck. Middlesex has eighty square miles of waterfront and is home to the charming waterfront communities of Saluda, Deltaville, and Urbanna. Essex County also has miles of waterfront and is well-known for its excellent fishing, boating, river cruises, lovely beaches, and vacation homes. Some waterfront homes in the Northern Neck area provide stunning views only, while others offer water access with piers, boat ramps and similar amenities. Whichever kind of waterfront home you are seeking, we would love to assist you, so please connect with us as soon as you are able and we will provide you with more specific information about the available waterfront homes in the Northern Neck of Virginia and other nearby counties.

$848,000
4 Beds 5 Baths 120553 MLS
NEW PRICE ! ~Wake up to breathtaking water views from nearly every room in this meticulously maintained waterfront retreat. Thoughtfully designed to maximize both comfort and scenery, this exceptional home offers the perfect blend of elegance, functionality, and coastal charm. The open-concept main living area is ideal for entertaining, featuring a spacious kitchen with granite countertops, dining area, and living room accented by exposed beams, a cozy fireplace, and expansive windows that frame stunning views of Lodge Creek. Whether hosting a gathering or enjoying a quiet evening at home, the space is both inviting and unforgettable. On the top floor, all three bedrooms feature private ensuite bathrooms, generous storage, and direct access to the rear deck—each offering incredible water views that make every day feel like a getaway. The finished basement provides exceptional flexibility with its own kitchenette, oversized bedroom, full bathroom, and abundant storage. The large common area offers endless possibilities, from a recreation room or living room to guest accommodations—all while continuing to showcase beautiful waterfront vistas. Outside, you'll find an expansive rear deck and attached screened-in porch, creating the perfect setting for morning coffee, evening crab feasts, or simply taking in the peaceful waterfront surroundings. Rarely does a home combine such stunning views, thoughtful design, and versatile living spaces. This one-of-a-kind waterfront property must be seen in person to truly appreciate all it has to offer.

577 Melrose Rd, Lottsburg

$1,695,000
4 Beds 4 Baths 120378 MLS
Located in the desirable Tabbs Creek neighborhood of White Stone, this exceptionally maintained waterfront home offers over 5,500 sq ft of thoughtfully designed living space, ideal for both everyday living and entertaining. The main level features a spacious primary suite with a luxurious bath, complete with dual vanities, a jetted tub, tiled steam shower, walk-in closet, & fireplace. The open-concept living area is anchored by a well-appointed kitchen with gorgeous custom cabinetry, granite tops, and seamless flow into living spaces that include a cozy waterfront family room along with dramatic entertaining spaces that include a 2-story great room with stunning views of the water and a 20' stone fireplace, a banquet-sized dining room and a cathedral-ceilinged lounge - all with gorgeous hardwood floors (currently under the carpet). The second level offers a spacious loft area—perfect for a media or game room—along with 3 large guest rooms, 2 large baths and a huge bonus room, perfect for an additional bunk room, home gym or office. The attic level presents an opportunity for expansion with open space, high ceilings and plumbing for a future bath. Exceptional waterfront outdoor living spaces include a screened porch, large deck with shade awning, graciously-sized paver patio, beautiful landscaping, and a serious dock with 2 Lifts and a large slip to accommodate any manner of watercraft. Convenient attached garage plus a 3-car detached garage with a mini-split system & industrial ice-maker. Tabbs Creek is just minutes to the Bay and charming towns of Irvington and Kilmarnock

310 Old Point Rd, White Stone

$1,499,900
4 Beds 4 Baths 120466 MLS
Exceptional coastal-style waterfront retreat on sought-after Carters Creek with direct access to the Rappahannock River. Perfectly positioned just minutes from the renowned The Tides Inn, this beautifully designed home offers the ideal blend of comfort and Chesapeake Bay living. The residence features 4 bedrooms, 3 baths, and an open-concept floorplan designed to maximize natural light and wide water views. Expansive windows line the main living areas, bringing the waterfront indoors and creating a bright, airy coastal atmosphere throughout. The gourmet kitchen is both stylish and functional, showcasing a Monogram range, hickory wood countertops, oversized farmhouse sink, and generous prep and entertaining space. Multiple gathering areas flow seamlessly onto covered balconies and outdoor living spaces overlooking the creek. The lower level offers a spacious family room, private ensuite guest bedroom, sauna, and hot tub — ideal for relaxing after a day on the water. Outdoors, enjoy a newly resurfaced dock with easy boating access to the Rappahannock and Chesapeake Bay. Additional highlights include: Two covered balconies with panoramic water views; Covered patio for outdoor entertaining; Large unfinished attic with expansion potential; Two storage sheds; Deep-water boating access. Located in the heart of Virginia's Northern Neck, this property provides convenient access to Irvington's fine dining, golf, marina lifestyle, and amenities.

253 Golf Course Dr, Weems

$354,990
3 Beds 3 Baths 120505 MLS
PRICE REDUCTION!!! Welcome to 310 Monroe Point Dr, a stunning multi-level waterfront townhouse located in the town of Colonial Beach, VA 22443. This beautiful property boasts an enviable location on Monroe Point, offering long, picturesque water views of Monroe Bay. The exterior exhibits exceptional curb appeal with its brick veneer and vinyl siding, complemented by charming stone accents, a private paved driveway, a one-car attached garage, and beautifully manicured trees framing the welcoming front entryway. Spanning approximately 2,320 square feet across three distinct levels, the thoughtfully laid-out floor plan includes 3 bedrooms, 3 full bathrooms, and an array of open-concept living spaces perfect for both everyday relaxation and entertaining guests. Stepping inside, the entry level opens into a spacious foyer that guides you past the garage into a versatile, carpeted living room. This level also includes a convenient full bathroom and a laundry area, with direct access out to a shaded ground-floor paver patio. Moving up to the second story, you are greeted by an expansive open-concept living and dining area, which seamlessly flows into the home's eat-in kitchen. The kitchen features warm wood cabinetry, low-maintenance vinyl flooring, a functional center island with bar seating, and standard modern appliances. Just off the family room, a bright sunroom opens directly onto a large second-story balcony, where you can sit by the fire pit and take in the serene waterviews. The top level of the home secures ultimate privacy, housing another spacious bedroom

310 Monroe Point Dr, Colonial Beach

$799,000
3 Beds 3 Baths 120426 MLS
Nestled on 2.085 acres along scenic White Point Creek just off the Yeocomico River, this exceptional waterfront property offers approximately 3.5–4 ft. water depth, and provides a truly turnkey waterfront lifestyle ideal for boating, fishing, kayaking, crabbing, and oyster gardening. Whether used as a full-time residence or waterfront retreat, this property offers the perfect blend of comfort, function, and coastal Northern Neck/Virginia charm. The spacious home includes 3 bedrooms plus a bonus room, 2 full baths and a half bath. The primary bedroom has a huge walk-in closet. Enjoy a large kitchen with propane cooktop in the island with a dining counter on the opposite side, perfect for entertaining while preparing meals, a great room with table space and a cozy living room to relax. It also has formal dining room, office/study, sunporch, screened porch, and waterside deck. A beautiful double-room gas log fireplace can be enjoyed from both the living room and sunporch. The property also includes a large attached two-car garage, walk-in pantry, utility room, and has abundant attic storage in the house and garage. The private dock features a boathouse with heavy-duty lift, an additional outdoor lift with platform for kayak and canoe storage and launching, plus a tackle shed with loft. Additional features include a whole-house surge protector and generator, two HVAC systems (electric and propane), propane garage furnace, and tankless water heater. Additionally it has a tractor storage shed.Located near the historic village of Kinsale many celebrations and parades.

174 Arlington Farm Dr, Kinsale

$2,395,000
6 Beds 6 Baths 120465 MLS
Experience extraordinary waterfront living on Barrett Creek, just moments from the Great Wicomico River and Chesapeake Bay. Situated on 13.53 private acres with approximately 352 feet of water frontage, this stunning custom-built home by Chip Hudnall was completed in 2016 and offers the perfect blend of luxury, comfort, and outdoor living. *This exceptional 5,719 sq. ft. residence features 6 bedrooms, 5 full baths, and 1 half bath with an open floor plan designed for both everyday living and entertaining. High-end finishes and quality craftsmanship are showcased throughout, with spacious gathering areas and beautiful water views. *The gourmet kitchen flows seamlessly into the living and dining spaces, while the screened porch offers the perfect setting to relax and enjoy the waterfront surroundings. *Step outside to your own private resort featuring an inground pool with splash pad, hot tub, fire pit area, and multiple spaces for entertaining family and guests. Enjoy boating, fishing, and waterfront living from your private dock with boat lift. Exterior features include vinyl cedar impression siding, a standing seam metal roof, attached 3-car garage, and a storage barn. The acreage provides excellent potential for horses, recreation, or simply enjoying privacy. Additional features include a new septic tank, artesian well, whole-home water filtration system, and a wood-burning furnace in the finished basement used as a supplemental heat source. *A rare opportunity to own an exceptional waterfront estate offering luxury, acreage, and Chesapeake Bay access.

193 Bow Wood Dr, Heathsville

$1,890,000
6 Beds 4 Baths 120485 MLS
Beautiful coastal contemporary waterfront home with 5+ feet MLW (on July 4 at 1 p.m.) on 1.74 acres on Sam Cove of Carters Creek with long views down the creek. This exceptional property offers two homes: a 1990s main contemporary "Acorn" home, and "Pinetops Cottage", the adjoining but not connected, original mid-century bungalow. Each home has 3 bedrooms and two full baths, with the main house also having a half bath. The main house has a great room with cathedral ceiling, primary bedroom with fireplace and waterside balcony. The kitchen is the heart of the home connecting the family room, LR, and a two-car garage adjoining the mudroom/laundry. The cottage has a fireplace in the living room, an updated kitchen, "camp" knotty pine paneling in the den, and fully renovated ceramic tile baths. This is a truly special setting designed for privacy yet around the corner to the center of the Village of Irvington. Enjoy exploring the waterways and visiting with neighbors for Docktails from your own pier with boat lift. HardiPlank-style siding and new Trex decking on the decks, pier, and balcony enhance the recently landscaped grounds. Interior updates include timeless marble countertops in the kitchen, bar, and laundry, while the Creek Room has tile. Energy features include recently encapsulated crawlspaces in each home. This outstanding location in one of the Northern Neck's great waterfront vacation areas makes this a property you will want to call your home.

48 Sams Cove Ln, Irvington

$899,000
3 Beds 4 Baths 120477 MLS
BACK ON MARKET - No Fault of home!! INDIAN CREEK - PROTECTED DEEP WATER! Welcome to this classic brick, one-floor waterfront home. With outstanding boating access, a fabulous pier with multiple lifts, no flood zone, and an unbeatable location near Kilmarnock and Indian Creek Yacht & Country Club, this property sets the stage for an incredible coastal lifestyle. The home offers generous square footage and a layout with multiple flexible rooms, giving buyers the chance to customize spaces to fit their needs. Whether someone wants extra guest areas, hobby rooms, or dedicated work spaces, the floor plan provides options that most waterfront properties simply don't offer. One of the standout features is the expansive waterside sunroom, wrapped in windows to take in the views, vaulted wood ceiling, and a brick fireplace create a warm, inviting focal point, making this space perfect for gathering or simply relaxing as the light shifts across the water. The rooms are nicely sized, providing a great foundation for updating, redesigning, or reimagining the home to your personal style. Outdoor living is a highlight, with a waterside deck, screened porch, and an easy walk to the private pier. Indian Creek is known for its deep, protected anchorage and quick, scenic runs to the Chesapeake Bay. With solid construction, ample space, and a prime boating location, this property is an excellent opportunity for someone ready to create their own waterfront retreat. Don't overlook the multiple detached garages and sheds, perfect for hobbies and storage. Make this your next move!

492 Pine Reach Dr, Kilmarnock

$775,000
3 Beds 3 Baths 120541 MLS
Wake up to breathtaking panoramic views of Bridge Creek, just off the Little Wicomico River, in this beautiful waterfront retreat. The open-concept main living area is centered around a spacious great room w/ beamed ceiling, seamlessly connecting the kitchen w/ bar seating, dining area, & living room w/ fireplace—all positioned to capture the stunning water views. The main-level primary suite is a private sanctuary separate from common areas and guest quarters, featuring waterfront views, direct access to the waterside screened porch, a walk-in closet, & an en suite bath w/ dual vanities, jetted tub, & shower. Also on the first floor are a dedicated office, laundry room w/ utility sink, & convenient half bath. The second level features 2 waterside guest bedrooms, and a full bath. Outdoor living is equally impressive w/ a waterside screened porch, expansive deck, & private dock equipped w/ a boat lift, fish-cleaning station, & approximately 6 feet of mean low water depth. Catch crabs & grow oysters right from your dock! This protected creek of the Little Wicomico River is home to beautiful wildlife unique to the Chesapeake Bay region & just a short boat ride to the Bay & Potomac. An attached two car garage & a detached one-car garage w/ finished space above provide abundant storage & flexible-use options. Located in a desirable waterfront community w/ a boat ramp & high-speed internet availability. Just a short ride into downtown Reedville for ice cream, local coffee shop/bakery, museum, & many local events including oyster roasts & 4th of July parade.

621 Harbor Dr, Reedville

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