Northern Neck Real Estate Search

Waterfront Homes for Sale

The counties of Westmoreland, Richmond, Northumberland, and Lancaster comprise the Northern Neck of Virginia which is bounded by the Chesapeake Bay on the east, the Rappahannock River on the south, and the Potomac River on the north. With an abundance of water in the region, there is also an abundance of Northern Neck waterfront homes. Waterfront homes in the Northern Neck include a vast array of properties ranging from small houses with modest listing prices to sprawling estates and acreages with private shorelines and incredible views. 

Richmond County waterfront homes include properties along several waterways. Bodies of water in the county include Farnham Creek, Lancaster Creek, and Totuskey Creek. Similarly, there are remarkable waterfront homes in Northumberland County along numerous bodies of water, such as Ingram Bay, Great Wicomico River, Cockrell Creek, Dividing Creek, Indian Creek, Mill Creek, and Tipers Creek. Westmoreland County also has waterfront homes, and encompasses the Yeocomico River, Popes Creek, and Mattox Creek, while Lancaster County is home to Fleets Bay, the Eastern and Western Branches of the Corrotoman River, Indian Creek, Dymer Creek, Carters Creek, Tabbs Creek, and Antipoison Creek.

Middlesex and Essex Counties also have incredible waterfront homes near the Northern Neck. Middlesex has eighty square miles of waterfront and is home to the charming waterfront communities of Saluda, Deltaville, and Urbanna. Essex County also has miles of waterfront and is well-known for its excellent fishing, boating, river cruises, lovely beaches, and vacation homes. Some waterfront homes in the Northern Neck area provide stunning views only, while others offer water access with piers, boat ramps and similar amenities. Whichever kind of waterfront home you are seeking, we would love to assist you, so please connect with us as soon as you are able and we will provide you with more specific information about the available waterfront homes in the Northern Neck of Virginia and other nearby counties.

$1,799,999
4 Beds 3 Baths 120703 MLS
Experience premier Chesapeake Bay waterfront living with sweeping views, a private beach, and the natural beauty of the Northern Neck all around you. This exceptional 4-bedroom, 3-bath coastal retreat blends serenity, comfort, and adventure. From bald eagles overhead to dolphins, otters, turtles, herons, and endless wildlife, every day feels like a front-row seat to nature. Inside, natural light fills the home and Bay views frame nearly every room. The open-concept living area features wide plank luxury vinyl flooring, skylights, recessed lighting, and an airy layout ideal for relaxing or entertaining. The family room opens to a waterside patio where you can enjoy unobstructed views, watch the Smith Point Lighthouse glow at dusk, and end the evening by the fire pit under the stars. The kitchen and dining area offer quartz countertops, a large island, stainless steel appliances, white shaker soft-close cabinetry, built-in pantry storage, and a walk-in pantry/storage room. Two bedrooms, a custom-tiled full bath, flex spaces, a third bedroom, laundry area, and an additional full bath add comfort and versatility. The primary suite is a true waterfront escape, with a wall of windows overlooking the Bay, custom walk-in closet, and ensuite with tiled walk-in shower, double vanity, linen closet, and trim details. Step onto your private patio for sunrise coffee or evening views as ships pass by. A tidal pond welcomes wildlife, while your private beach awaits for kayaking, paddle boarding, fishing, sailing, or simply soaking up vitamin sea. A rare Chesapeake Bay retreat!

160 Shipwatch Ln, Reedville

$895,000
3 Beds 3 Baths 120678 MLS
SPECTACULAR WATERFRONT ESTATE aptly christened Beau Regard is sited on 2.4 PRIVATE acres with DEEP-WATER pier, STUNNING VIEWS, and direct access to the POTOMAC RIVER and CHESAPEAKE BAY. Three bedrooms and 3 full baths in the SINGLE LEVEL primary residence PLUS a garage studio apartment with 1 bedroom and full bath provide 3,139 SF of total living space. From the moment of entry, the home showcases SWEEPING VIEWS of Glebe Creek from the living room, spacious sunroom, formal dining room, and office/den. Large, updated kitchen boasts granite countertops, island seating, and offers easy flow to living spaces. Owner's suite showcases more spectacular WATER VIEWS and gorgeous, updated ensuite bath. The main residence also offers two guest rooms, 2 more full baths, a laundry room, plus attached 2-car garage. The home has been meticulously cared for with beautiful wood floors throughout. The HUGE covered composite deck (~700+ SF) is ideal for alfresco dining and entertaining and overlooks the private pier on protected Snow Cove which offers deep sailboat depth water, boat lift, and is ideal for both boating and fishing enthusiasts. The oversized detached garage boasts ~1,000 SF patio and provides -600 SF of finished studio space including a full bath, kitchenette, and loft plus 2 garage bays. An additional 1,200 SF metal barn offers even more space for water toys, a vintage car collection, or more workshop space. Call for a tour today and make this beautiful outlook your own! Chandeliers in dining and living rooms do not convey. Purchaser to verify water depth.

354 Highland Point Rd, Lottsburg

$1,000,000
2 Beds 3 Baths 120483 MLS
From the moment you enter, the home conveys uplifting and positive energy. This architect-designed retreat sits on a private, wooded promontory overlooking Bells Creek, a protected deep-waterway leading to the Eastern Branch of the Corrotoman and Rappahannock Rivers. Dramatic angles, glass, and steel add visual interest throughout, complemented by Scandinavian minimalism and nautical touches. High-quality materials and thoughtful design are evident throughout. The kitchen features a well-appointed butler's pantry, with the ovens and refrigerator tucked discreetly out of sight, and a curved natural cherry island with cabinetry on both sides. Great room opens to a bright garden room with a slate floor and concrete work counter—ideal for projects or morning coffee. The spacious library, which also serves as a second living room, offers generous proportions and expansive windows. Off the hallway between the two living areas are a full bath, the loft and a rooftop lookout perfect for stargazing. Lower level includes the sleeping quarters: primary suite, dressing room, guest bedroom, laundry room, and access to the oversized two-car garage. One level below are the wine cellar, workshop, and a large storage room, with ample space to add additional bedrooms. An elevator shaft is already in place. Also worth noting is the artist's studio next door, complete w/ a fourth full bath above a detached garage w/ additional storage. Great potential for additional bedroom. Multi-level Ipe decking provides attractive, low-maintenance space for entertaining. Your next adventure awaits!

319 Bells Creek Ln, Lancaster

$475,000
3 Beds 3 Baths 120673 MLS
This stunning home, just one year old, offers more than 2,200 square feet of beautifully custom-designed living space with breathtaking views of Cold Harbor Creek and the marina from nearly every room. Perfectly positioned to capture direct wooded water views, the picturesque setting offers all the beauty of waterfront living while maintaining the peaceful privacy of a woodland retreat. Inside, soaring cathedral ceilings and an open-concept are ideal for both everyday living and effortless indoor/outdoor entertaining. The expansive 40x10 rear deck extends the living space outdoors, creating the perfect setting for hosting guests, enjoying waterfront sunrises, or relaxing with morning coffee as sailboats drift by. The gourmet kitchen serves as the centerpiece of the home, featuring quartz countertops, stainless steel appliances, vent hood, drawer microwave, double oven range, and refrigerator. Luxury vinyl plank flooring runs throughout the main living spaces, while tile baths and plush carpeting in the guest bedrooms add warmth and comfort. The main-level primary suite is a private sanctuary with serene water views, his and hers closets, and a spa-inspired bath with quartz double vanity, private water closet, and oversized dual-head tiled shower. Downstairs, the walk-out lower level with impressive 10-foot ceilings offers two oversized guest bedrooms, a full bath, spacious family room with office nook, laundry room, and utility/storage room. Located directly beside the marina, the property also offers the convenience of enjoying a private boat slip without the dock upkeep!

181 Haulover Dr, Montross

$1,850,000
5 Beds 5 Baths 120668 MLS
Tucked away on 5+ private waterfront acres, this exceptional 4,743-square-foot estate blends timeless architecture with an extraordinary Chesapeake Bay lifestyle. The main residence features four bedrooms, three-and-a-half baths, gracious formal living and dining rooms, a warm family room, four fireplaces, a beautifully renovated designer kitchen with breakfast area, and a luxurious primary suite with private office, fireplace, and separate his-and-her baths. A spacious third-floor bonus room offers endless flexibility. A charming mudroom and breezeway connect the home to an oversized two-car garage and a private apartment with its own entrance from the breezeway. Complete with a sitting area, breakfast bar, refrigerator, bedroom, and ensuite bath, it's ideal for guests or extended family. Outdoor living is equally impressive with double screened porches overlooking the water, a beautifully replastered heated pool, a private pier with electricity, water, lighting, and a 10,000-pound boat lift, plus a separate floating dock for kayaks and paddleboards. Protected water offers quick access to the Corrotoman and Rappahannock Rivers. Lovingly maintained as both a private family retreat and a highly successful luxury vacation rental, the property is offered fully furnished (with limited exclusions), creating a truly turnkey opportunity to enjoy immediately or continue its proven rental success. A whole-house generator, oversized garage with workshop, waterfront firepit, fenced backyard, brick patio, and beautifully landscaped grounds complete this exceptional offering.

3849 Black Stump Rd, Weems

$539,000
3 Beds 2 Baths 120666 MLS
Move right in and enjoy the best of Reedville living in this beautifully updated waterfront retreat on Reason Creek, complete with a sunset-facing backyard, private pier, and boat lift. Just moments from the mouth of the Great Wicomico River, this property is ideal for relaxed river living. The main level features an open-concept kitchen and living area, dedicated laundry space, two bedrooms, a full bath, and an expansive sunroom with wet bar - perfect for morning coffee, casual meals, or unwinding while taking in the sunset. Kitchen has brand new base cabinets, butcher block countertops, and stainless appliances. Upstairs, the private primary suite includes a sitting area overlooking the creek, walk-in closet, and a spacious bath with double vanity and tiled shower. Outside, enjoy a covered deck, fenced yard, storage shed, and additional covered waterfront space for storing water toys or just relaxing by the water. Thoughtfully updated throughout, nearly every major component has been replaced within the last four years, including the roof, windows, siding, HVAC, and water heater, along with a fully refreshed kitchen, bathrooms, and interior finishes. Previously operated as an Airbnb, this turnkey property also offers excellent potential as a short-term rental or second home investment. Ideally located less than half a mile from Fairport Marina and Leadbelly's Restaurant, about a mile from Buzzard's Point Marina, and just a short drive to Main Street Reedville, you'll be perfectly positioned to enjoy everything the Reedville area has to offer.

2082 Fairport Rd, Reedville

$890,000
4 Beds 3 Baths 120655 MLS
New Price! Your very own beach!! Experience the ultimate Northern Neck waterfront retreat where an expansive private sandy beach, breathtaking Potomac River views, and over 5 acres of land create an extraordinary opportunity. With endless shoreline to enjoy, this remarkable property offers a rare combination of privacy, recreation, and stunning natural beauty. This spacious 4-bedroom, 3-bath home is thoughtfully designed to capture panoramic water views from nearly every room. The open-concept floor plan features a kitchen with granite countertops, dining area/family room that seamlessly flow into a sitting room or office, allowing you to enjoy the spectacular waterfront scenery from every angle. Rich wood ceilings add warmth and character while abundant closets and storage provide practical everyday living. The first-floor primary suite offers a private retreat complete with full bath and direct access to the screened porch and deck overlooking the river. Whether hosting family and friends or enjoying a peaceful getaway, there is plenty of room both inside and out for everyone to gather and relax. Outside, enjoy your own private pond, extensive riprap shoreline, and new steps leading directly to the large sandy beach. Bring your boat and fishing gear as the substantial pier offers endless possibilities and includes a new electrical panel, boat lift for all of your waterfront adventures. Located in a desirable waterfront community with a boat launch and common area, this exceptional property offers a rare opportunity to own a private beach, acreage, pond, and home.

72 Endless View Ln, Heathsville

$749,000
3 Beds 4 Baths 120654 MLS
Welcome to an ideal small waterfront community on Bells Creek Enjoy your deep water protected harbor for your boat plus easy access from your dock into Indian Creek with a short boat ride into Indian Creek and Chesapeake Bay. Location is within walking , a golf cart or short boat ride to Indian Creek Yacht and Country Club. Offers dining, pool and spa, 18 hole golf course, tennis, pickleball, marina and lots new friends. You will be out boating and fishing in Indian Creek and the Chesapeake Bay within minutes from your dock. Other features include 10 minute drive to Kilmarnock for the shopping, restaurants, etc. A wonderful location for all the fun and convenience you would want. This vintage cottage is ready to move in and enjoy your waterfront destination. Main level offers large open living area with fireplace, formal dining room, kitchen with breakfast/lunch eating area and large glassed creek room. Owner's suite is on main level with niced bedroom and private reading/office area on creekside plus large new bath plus and laundry room. Large decks off main & second floors floors on waterside of house. Second floor offers 2 bedrooms, 2 baths, office second floor sitting area locations. Large waterside deck on both first and second floors. Over 300 feet of water frontage, dock, two bay garage and storage shed. A visit to this desirable community will definitely show you an an ideal location for full or parttime living. Let this become your new Happy Place on the water in the Northern Neck. Hope to see you soon.

104 Bells Creek Ln, Kilmarnock

$479,900
3 Beds 3 Baths 120629 MLS
Tucked among mature trees along the shores of Owens Pond, this waterfront home offers the perfect blend of privacy, comfort, and life on the water. Situated on about 0.9 acres, the property features a private dock equipped with power and a boat lift, providing a convenient place to enjoy boating, fishing, crabbing, and waterfront relaxation right from your backyard. Inside, the approximately 1,900-square-foot home offers three bedrooms and two-and-a-half baths, including a first-floor primary suite. The home's chalet-inspired design is highlighted by vaulted ceilings, expansive windows, abundant natural light, water views, and a brand-new gas log fireplace that serves as the focal point of the main living area. The open-concept living, dining, and kitchen area flows seamlessly to a spacious waterfront deck, creating a natural extension of the living space. Upstairs, a loft overlooks the main living area, offering flexible space for guests, a home office, or a sitting area. A detached two-car garage provides ample space for vehicles, storage, and recreational equipment. Residents of the Twin Harbors community also enjoy access to a community sand beach on the Chesapeake Bay, offering another opportunity to relax and enjoy the waterfront lifestyle. Whether you're searching for a full-time residence or a weekend getaway, 105 Emerald Cove Road offers a comfortable waterfront setting designed for enjoying every season in Virginia's Northern Neck. Owens Pond has a controlling depth to the Chesapeake Bay.

105 Emerald Cove Rd, Reedville

$848,000
4 Beds 5 Baths 120553 MLS
NEW PRICE ! ~Wake up to breathtaking water views from nearly every room in this meticulously maintained waterfront retreat. Thoughtfully designed to maximize both comfort and scenery, this exceptional home offers the perfect blend of elegance, functionality, and coastal charm. The open-concept main living area is ideal for entertaining, featuring a spacious kitchen with granite countertops, dining area, and living room accented by exposed beams, a cozy fireplace, and expansive windows that frame stunning views of Lodge Creek. Whether hosting a gathering or enjoying a quiet evening at home, the space is both inviting and unforgettable. On the top floor, all three bedrooms feature private ensuite bathrooms, generous storage, and direct access to the rear deck—each offering incredible water views that make every day feel like a getaway. The finished basement provides exceptional flexibility with its own kitchenette, oversized bedroom, full bathroom, and abundant storage. The large common area offers endless possibilities, from a recreation room or living room to guest accommodations—all while continuing to showcase beautiful waterfront vistas. Outside, you'll find an expansive rear deck and attached screened-in porch, creating the perfect setting for morning coffee, evening crab feasts, or simply taking in the peaceful waterfront surroundings. Rarely does a home combine such stunning views, thoughtful design, and versatile living spaces. This one-of-a-kind waterfront property must be seen in person to truly appreciate all it has to offer.

577 Melrose Rd, Lottsburg

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