Northern Neck Real Estate Search

Waterfront Homes for Sale

The counties of Westmoreland, Richmond, Northumberland, and Lancaster comprise the Northern Neck of Virginia which is bounded by the Chesapeake Bay on the east, the Rappahannock River on the south, and the Potomac River on the north. With an abundance of water in the region, there is also an abundance of Northern Neck waterfront homes. Waterfront homes in the Northern Neck include a vast array of properties ranging from small houses with modest listing prices to sprawling estates and acreages with private shorelines and incredible views. 

Richmond County waterfront homes include properties along several waterways. Bodies of water in the county include Farnham Creek, Lancaster Creek, and Totuskey Creek. Similarly, there are remarkable waterfront homes in Northumberland County along numerous bodies of water, such as Ingram Bay, Great Wicomico River, Cockrell Creek, Dividing Creek, Indian Creek, Mill Creek, and Tipers Creek. Westmoreland County also has waterfront homes, and encompasses the Yeocomico River, Popes Creek, and Mattox Creek, while Lancaster County is home to Fleets Bay, the Eastern and Western Branches of the Corrotoman River, Indian Creek, Dymer Creek, Carters Creek, Tabbs Creek, and Antipoison Creek.

Middlesex and Essex Counties also have incredible waterfront homes near the Northern Neck. Middlesex has eighty square miles of waterfront and is home to the charming waterfront communities of Saluda, Deltaville, and Urbanna. Essex County also has miles of waterfront and is well-known for its excellent fishing, boating, river cruises, lovely beaches, and vacation homes. Some waterfront homes in the Northern Neck area provide stunning views only, while others offer water access with piers, boat ramps and similar amenities. Whichever kind of waterfront home you are seeking, we would love to assist you, so please connect with us as soon as you are able and we will provide you with more specific information about the available waterfront homes in the Northern Neck of Virginia and other nearby counties.

$1,695,000
4 Beds ⋅ 4 Baths ⋅ 120378 MLS
Location. Protected Waterfront. Minutes to the Bay. Located in the beautifully maintained waterfront community of Tabbs Creek, this exceptional property offers over 5,500 square feet of thoughtfully designed living space, protected waterfront with two boat lifts, and quick access to the Chesapeake Bay. The perfect blend of generous gathering spaces, timeless craftsmanship, and one of the Northern Neck's most desirable waterfront locations. The heart of the home is the dramatic two-story great room with soaring ceilings, a stunning 20-foot stone fireplace, and walls of windows overlooking Tabbs Creek. The main level also features a waterfront family room, banquet-sized dining room, cathedral-ceiling lounge, custom kitchen with granite countertops, and a luxurious waterfront primary suite with a spa-inspired bath and private fireplace. Upstairs offers three spacious guest bedrooms, two full baths, a loft, oversized bonus room ideal for bunk beds, a media room, or gym, plus a walk-up attic already plumbed for future expansion. Enjoy a screened porch, expansive deck, beautifully landscaped paver patio, and a private dock with two boat lifts and a large slip, offering protected waterfront and quick access to the Chesapeake Bay. The attached garage is complemented by an impressive detached three-car garage with a mini-split system and industrial ice maker-ideal for vehicles, boats, a workshop, or hobby space. Minutes from White Stone, Irvington, and Kilmarnock, this exceptional home offers outstanding boating amenities, expansive living space. The very best of the Northern Neck.

310 Old Point Rd, White Stone
$769,950
4 Beds ⋅ 4 Baths ⋅ 120492 MLS
BRAND-NEW WATERFRONT HOME PRIVATE PIER NAVIGABLE BOATING ACCESS TO THE POTOMAC & CHESAPEAKE BAY Experience Northern Neck waterfront living in this brand-new 2026 home in the Riverside community of Lottsburg. Set on approximately 1.26 acres on a quiet cul-de-sac, this beautifully designed 4-bedroom, 3.5-bath home offers approximately 2,469 square feet of living space plus a finished 552-square-foot attached garage. The open, light-filled interior features granite countertops throughout, generous living spaces, a gas fireplace, and thoughtful finishes designed for comfortable everyday living and entertaining. Step outside and discover what makes this property truly special: your own private pier and navigable water with boating access to the Coan River, Potomac River, and Chesapeake Bay. Launch from home and enjoy fishing, boating, kayaking, or simply relaxing along the water and taking in the peaceful Northern Neck setting. This property offers a rare combination of new construction, waterfront, private pier, privacy, and boating access—without taking on the renovations and maintenance concerns often associated with older waterfront homes. Brand-new. Waterfront. Private pier. Potomac & Chesapeake Bay access. Offered at $789,950. Schedule your private showing and experience 510 Estate Road for yourself. Water depth and navigability to be verified by buyer.

510 Estate Rd, Lottsburg
$478,000
3 Beds ⋅ 3 Baths ⋅ 120554 MLS
A Delightful Cottage that would make unforgettable family & friend memories for years to come. The immense Great Room/ Dining/Kitchen combo areas are open and perfect for excellent entertaining. The nice sized kitchen offers ample cabinetry, granite counters and an island. The Dining and great Room spaces have vaulted ceilings, lots of sky lights plus plenty of seating. A Waterside Primary Bedroom/Bath en-suite has sliders to a private deck. 2 other bedrooms and 2 more baths will keep guests happy. A sunroom with lots of glass allows for sweeping water views ! A small garage/workshop has space for a golf cart and water toys. This is a premium water Location with protection just inside Cod Creek but right at the mouth where it flows into the Potomac River. The Shoreline is protected by a seawall, there is a nice Sandy Bottom and Fema Flood insurance is Not required. What a treat it is to Crab, Fish and Oyster right on your own property or just relax in the breeze watching the boats go by. The Water Views and scenery here are So Captivating, that an in-person visit is a must! This Property can come fully furnished so just pack your suitcase & enjoy!

96 Potomac Shore Dr, Heathsville
$750,000
5 Beds ⋅ 3 Baths ⋅ 120394 MLS
BACK ON MARKET through no fault of the property or sellers - previous buyer failed to fulfill home sale contignency. Your rare second chance at this 100% turn-key WATERFRONT RETREAT is here! This expansive 3,330 SQFT waterfront home is perfectly positioned on Cod Creek facing the Potomac River and ideally located. Stunning waterfront turn-key property with a Newly Constructed Pier on Cod Creek facing the Potomac River - great location! Beautifully maintained 5 bedroom, 3 bath home with modern updates is perfect for relaxed, coastal living. Remodeled main level features new appliances, plumbing, lighting, conversion to gas cooking, cabinetry, quartz countertops, wet bar, office, two bathrooms and bedrooms, one used as an office, a huge bonus room, laundry, and much more! The upstairs features 3 spacious bedrooms and a full bathroom. The 2-dual zone heat pumps feature the option to put water heater on vacation while away. Covered porch, almost the entire length of main level is just steps away from the newly constructed pier, with boat lift remote accessory, ski lift, new pilings, surface boards, joists, water, and electricity. RV outlet is right in front of garage on paved driveway. Entire crawlspace encapsulated. Saltwater swimming pool has a brand new liner. Starlink provides excellent Internet service. No HOA. The 2026 Assessed Value is $722,300.00, after an appeal of a much higher value. Most furniture conveys, making this property turn-key from day one. Shopping, eateries, and all amenities nearby. Easy access from Richmond, Fredericksburg, MD, and NOVA.

415 Clarke Ln, Heathsville
$889,000
2 Beds ⋅ 2 Baths ⋅ 120552 MLS
Custom-designed by renowned architect Randall Kipp and built in 2004, this striking 1.07-acre retreat blends modern design with the relaxed charm of Virginia's Northern Neck. Set along 140 feet of shoreline on Carter's Creek, the home offers an effortless indoor-outdoor lifestyle just minutes from the shops, restaurants, and golf-cart-friendly streets of Irvington. The 1,728 sq ft residence features an open layout with high ceilings, ample natural light, and detailed finishes throughout. The main level includes a living room with gas fireplace, dining area with access to a screened porch and deck, and a well-appointed kitchen with concrete countertops, center island, bar sink, and Wolf range. A first-floor bedroom and full bath with tile walk-in shower provide convenient single-level living. The second-floor primary suite includes an ensuite bath with tile walk-in shower, a large walk-in closet, private laundry room, built-in shelving, and an outdoor balcony. Walker Zanger terra cotta tile floors span the main level, with hardwood floors upstairs. Additional features include a partial basement with storage and wine room, built-in cabinetry, and a standing seam metal roof installed in 2024.

783 King Carter Dr, Irvington
$739,000
6 Beds ⋅ 3 Baths ⋅ 120409 MLS
Large modern built home. 9 ft. ceilings with cathedral ceiling in great room. Cherry hardwood floors, stainless appliances, large waterfront deck for entertaining and great views of Cove. Large back yard to waterfront. Shared pier. TAKE A LOOK AT EXTRA PICTUERES TO SEE THE BEAUTY OF HOUSE AND LOCATION. Attached two car garage. Home used for family , family vacations and short term rental. Creek has controlling depth as enters Potomac River. Potential to buy home furnished!

58 Outrigger Point Dr, Heathsville
$569,000
3 Beds ⋅ 2 Baths ⋅ 120525 MLS
Charming waterfront property located at 178 Greenfield Rd. in Lancaster, VA offering 3 bedrooms, 2 full baths, and situated on 4.89 private acres. Enjoy outdoor living with a covered heated swimming pool, fenced backyard perfect for pets, and plenty of room to relax or entertain. Private dock with *brand new steps installed*, approximately 2–3 feet MLW provides great access for boating, fishing, and kayaking. Property also includes a storage shed and onsite storage container for additional workshop/storage and functionality. Peaceful setting with a blend of open space and privacy, ideal for a primary residence, vacation home, or investment opportunity in Virginia's Northern Neck. Pool table and Piano to convey.

178 Greenfield Rd, Lancaster
$1,499,900
4 Beds ⋅ 4 Baths ⋅ 120466 MLS
Exceptional coastal-style waterfront retreat on sought-after Carters Creek with direct access to the Rappahannock River. Perfectly positioned just minutes from the renowned The Tides Inn, this beautifully designed home offers the ideal blend of comfort and Chesapeake Bay living. The residence features 4 bedrooms, 3 baths, and an open-concept floorplan designed to maximize natural light and wide water views. Expansive windows line the main living areas, bringing the waterfront indoors and creating a bright, airy coastal atmosphere throughout. The gourmet kitchen is both stylish and functional, showcasing a Monogram range, hickory wood countertops, oversized farmhouse sink, and generous prep and entertaining space. Multiple gathering areas flow seamlessly onto covered balconies and outdoor living spaces overlooking the creek. The lower level offers a spacious family room, private ensuite guest bedroom, sauna, and hot tub — ideal for relaxing after a day on the water. Outdoors, enjoy a newly resurfaced dock with easy boating access to the Rappahannock and Chesapeake Bay. Additional highlights include: Two covered balconies with panoramic water views; Covered patio for outdoor entertaining; Large unfinished attic with expansion potential; Two storage sheds; Deep-water boating access. Located in the heart of Virginia's Northern Neck, this property provides convenient access to Irvington's fine dining, golf, marina lifestyle, and amenities.

253 Golf Course Dr, Weems
$2,345,000
6 Beds ⋅ 6 Baths ⋅ 120465 MLS
Experience extraordinary waterfront living on Barrett Creek, just moments from the Great Wicomico River and Chesapeake Bay. Situated on 13.53 private acres with approximately 352 feet of water frontage, this stunning custom-built home by Chip Hudnall was completed in 2016 and offers the perfect blend of luxury, comfort, and outdoor living. *This exceptional 5,719 sq. ft. residence features 6 bedrooms, 5 full baths, and 1 half bath with an open floor plan designed for both everyday living and entertaining. High-end finishes and quality craftsmanship are showcased throughout, with spacious gathering areas and beautiful water views. *The gourmet kitchen flows seamlessly into the living and dining spaces, while the screened porch offers the perfect setting to relax and enjoy the waterfront surroundings. *Step outside to your own private resort featuring an inground pool with splash pad, hot tub, fire pit area, and multiple spaces for entertaining family and guests. Enjoy boating, fishing, and waterfront living from your private dock with boat lift. Exterior features include vinyl cedar impression siding, a standing seam metal roof, attached 3-car garage, and a storage barn. The acreage provides excellent potential for horses, recreation, or simply enjoying privacy. Additional features include a new septic tank, artesian well, whole-home water filtration system, and a wood-burning furnace in the finished basement used as a supplemental heat source. *A rare opportunity to own an exceptional waterfront estate offering luxury, acreage, and Chesapeake Bay access.

193 Bow Wood Dr, Heathsville
$799,000
3 Beds ⋅ 4 Baths ⋅ 120477 MLS
BACK ON MARKET - No Fault of home!! INDIAN CREEK - PROTECTED DEEP WATER! Welcome to this classic brick, one-floor waterfront home. With outstanding boating access, a fabulous pier with multiple lifts, no flood zone, and an unbeatable location near Kilmarnock and Indian Creek Yacht & Country Club, this property sets the stage for an incredible coastal lifestyle. The home offers generous square footage and a layout with multiple flexible rooms, giving buyers the chance to customize spaces to fit their needs. Whether someone wants extra guest areas, hobby rooms, or dedicated work spaces, the floor plan provides options that most waterfront properties simply don't offer. One of the standout features is the expansive waterside sunroom, wrapped in windows to take in the views, vaulted wood ceiling, and a brick fireplace create a warm, inviting focal point, making this space perfect for gathering or simply relaxing as the light shifts across the water. The rooms are nicely sized, providing a great foundation for updating, redesigning, or reimagining the home to your personal style. Outdoor living is a highlight, with a waterside deck, screened porch, and an easy walk to the private pier. Indian Creek is known for its deep, protected anchorage and quick, scenic runs to the Chesapeake Bay. With solid construction, ample space, and a prime boating location, this property is an excellent opportunity for someone ready to create their own waterfront retreat. Don't overlook the multiple detached garages and sheds, perfect for hobbies and storage. Make this your next move!

492 Pine Reach Dr, Kilmarnock
$499,000
3 Beds ⋅ 2 Baths ⋅ 120389 MLS
Tucked away on a private waterfront lot in Heathsville, this charming 3-bedroom, 2-bath home offers the perfect blend of tranquility and coastal living. Enjoy serene water views from multiple vantage points, with ample space for outdoor living, gardening, or future expansion. The property provides direct access to the water, making it ideal for boating, fishing, or simply relaxing by the shoreline. Inside, the home features a comfortable and functional layout with spacious bedrooms, an inviting living area, and abundant natural light. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property delivers privacy, possibility, and waterfront lifestyle in one exceptional package.

51 Floral Dr, Heathsville
$699,000
3 Beds ⋅ 3 Baths ⋅ 120541 MLS
Wake up to breathtaking panoramic views of Bridge Creek, just off the Little Wicomico River, in this beautiful waterfront retreat. The open-concept main living area is centered around a spacious great room w/ beamed ceiling, seamlessly connecting the kitchen w/ bar seating, dining area, & living room w/ fireplace—all positioned to capture the stunning water views. The main-level primary suite is a private sanctuary separate from common areas and guest quarters, featuring waterfront views, direct access to the waterside screened porch, a walk-in closet, & an en suite bath w/ dual vanities, jetted tub, & shower. Also on the first floor are a dedicated office, laundry room w/ utility sink, & convenient half bath. The second level features 2 waterside guest bedrooms, and a full bath. Outdoor living is equally impressive w/ a waterside screened porch, expansive deck, & private dock equipped w/ a boat lift, fish-cleaning station, & approximately 6 feet of mean low water depth. Catch crabs & grow oysters right from your dock! This protected creek of the Little Wicomico River is home to beautiful wildlife unique to the Chesapeake Bay region & just a short boat ride to the Bay & Potomac. An attached two car garage & a detached one-car garage w/ finished space above provide abundant storage & flexible-use options. Located in a desirable waterfront community w/ a boat ramp & high-speed internet availability. Just a short ride into downtown Reedville for ice cream, local coffee shop/bakery, museum, & many local events including oyster roasts & 4th of July parade.

621 Harbor Dr, Reedville
$725,000
3 Beds ⋅ 2 Baths ⋅ 120527 MLS
Rare 4-acre waterfront retreat on the Coan River offering approximately 200 feet of shoreline, exceptional privacy, and beautiful river views. This 3-bedroom, 2-bath home is perfectly positioned to enjoy the best of Northern Neck living, whether from the spacious screened porch overlooking the water or while exploring the river by boat, kayak, or paddleboard. The property also includes a detached 3-car garage and separate outbuilding, providing ample space for vehicles, hobbies, equipment, and waterfront toys. Whether you're seeking a full-time residence, family retreat, or peaceful getaway, this unique waterfront property offers the space, setting, and lifestyle that are increasingly difficult to find.

1396 Forrest Landing Rd, Heathsville
$629,000
3 Beds ⋅ 2 Baths ⋅ 120415 MLS
Escape to the waterfront without spending your entire weekend getting there. Approximately 2 hours from Richmond and about 2.5 hours from much of Northern Virginia, this custom-built waterfront home offers the perfect second home or weekend retreat with deep water access, a private pier, and easy single-floor living. Located within a quiet waterfront community, the thoughtfully designed floor plan features wider doorways, vaulted ceilings, hardwood floors, oversized windows, and an open-concept kitchen, dining, family, and living area designed for gathering after a day on the water. The kitchen offers a large island with seating, abundant cabinetry, stainless steel appliances, and a separate wet bar with beverage refrigerator, making entertaining effortless. Outside, the covered front porch, waterside deck, stamped concrete walkway, and newly constructed pier with water and electricity invite boating, fishing, kayaking, or simply unwinding by the creek. Community boat ramp access makes launching your next adventure even easier. Whether you're looking for a weekend escape, a low-maintenance waterfront getaway, or a place to enjoy year-round, this home offers the opportunity to leave the city behind and be on the water in just a few hours.

1198 Coan Harbour Dr, Lottsburg
$418,000
3 Beds ⋅ 3 Baths ⋅ 120393 MLS
You wake up to birdsong and the soft light filtering through gothic-style windows. Coffee in hand, you push open the door to the screened porch and settle in. There's a breeze off the creek. Somewhere in the distance, a kayak glides past. You have nowhere to be. This is life at 111 Park Place. Tucked into one of the Northern Neck's most coveted enclaves, this storybook cottage sits on 2.6 private acres along the backwaters of Carter's Creek. The charm is immediate — distinctive architecture, a beautifully renovated kitchen with a large central island, hardwood floors, and a gas fireplace for the evenings when the air turns cool. All three bedrooms are ensuite, so guests have their own space and you have yours. Step outside and the neighborhood takes over. Launch a kayak from the community dock. Spend the afternoon at the pool. Walk the wooded trails, then wander into Irvington for the farmer's market, dinner, or nothing in particular. Practical upgrades — new HVAC and water heater in 2023, durable metal roof, expanded stone patio — mean the hard work is already done. What's left is simply making it yours. By the time you drive home Sunday evening, you'll already be planning your return.

111 Park Pl, Irvington
$575,000
3 Beds ⋅ 2 Baths ⋅ 120436 MLS
Discover a peaceful 3-acre waterfront retreat on Indian Creek with direct access to the Chesapeake Bay. This 1,618 sq ft, well-kept home features an open floor plan, 3 bedrooms, and 2 full baths, offering comfortable living for either a weekend getaway or year-round residence. Enjoy the coastal lifestyle with your own boat lift and easy boating out to the Bay. The property also includes both an attached and detached garage, providing plenty of flexible space for water hobbies and storage. Large fenced in area by detached garage on left of driveway in. Alternative septic is in fenced in area.Located just minutes from downtown Kilmarnock, restaurants, shopping, and the Indian Creek Country Club, this home gives you the perfect balance of privacy and convenience. Experience relaxed Chesapeake Bay living in a beautiful natural setting.

277 Pine Reach Dr, Kilmarnock
$635,000
3 Beds ⋅ 3 Baths ⋅ 120297 MLS
Exceptional waterfront opportunity in the heart of Reedville with .63 acres and water frontage on two sides. This one-owner property totals 2,768 sq ft, 3 bedrooms, and 3 full baths. Enjoy water views from every room, a slate-floored waterside screened porch, and a dock with 6'+ MLW on protected, rip-rapped shoreline. The main home features hardwoods throughout, a living room and formal dining area, eat-in kitchen, and a warm, knotty-pine den. The ensuite primary bedroom offers multiple closets and a zero-threshold tile shower. Two additional bedrooms share a hall bath with dual vanities. The original cottage section provides two bonus rooms, a laundry/kitchen area, and a full bath. Additional highlights include brick and block construction, landscaped yard, stamped concrete walkway, new roof (2019), and a detached shed/smokehouse. A rare chance to own a signature Reedville property with unmatched waterfront presence!

137 Pine Dr, Reedville
$899,000
4 Beds ⋅ 3 Baths ⋅ 120570 MLS
Enjoy tranquil waterfront living in this cozy 2022-built ranch, situated on nearly two acres along Harvey's Creek, a protected stretch of water, minutes to the Chesapeake Bay. A great dock and 12,000 lb boat lift is all ready and waiting for you. Inside, the home was built for people who actually want to live in their space. The great room anchors everything including the fireplace, oversized windows, hardwood floors and opens into a dining area and a kitchen designed by someone who cooks. Custom cabinets, granite countertops, a generous island, and a pantry leave nothing out. The screened deck off the back is where the good nights end up. Four bedrooms, 2.5 baths, 2,398 sq ft and all on one level, primary suite on the main floor. Nine-foot ceilings, walk-in closets, two-car garage, home office space, and high speed internet. Enjoy beautifully maintained grounds and thoughtful improvements. Northern Neck living at its best. Private, unhurried, and right on the water. Call today to schedule your tour.

1107 Harding Rd, Heathsville
$575,000
3 Beds ⋅ 4 Baths ⋅ 120556 MLS
*Incredible Price reduction !* Welcome to your own peaceful retreat along the shores in Beautiful White Sand Harbour! This unique home boasts an open floor plan plus was recently redesigned and remodeled in a very tasteful fashion ! Comfort and Charm were main factors with this nicely thought-out design with almost 3,000 sq ft of living area. The kitchen includes solid surface countertops, ample cabinet space plus great appliances perfect for preparing excellent meals. There is attractive Rich Wood and LVP Flooring flow throughout . The Large River Room is a cozy space that may be a buyers favorite with incredible water views! And don't forget the Living Room with a fireplace that will be a great gathering location. With 3 bedrooms and 3.5 baths this property will make everyone feel comfortable. Outside the property shines just as bright ! Highlights : Concrete Drive w/ lighted brick pillars, oversized attached garage, Front porch, generator, immense wrap around waterside deck, concrete patio, pier & More! It is very rare to have over 500 + ft of shoreline plus a guest house that can be finished to a buyers liking. Walk to one of the Best Community Beaches in the NNK of Va too ! 355 Riverview Road offers everything on a wish list plus more !

355 Riverview Rd, Heathsville
$769,000
2 Beds ⋅ 2 Baths ⋅ 120500 MLS
In the quaint waterfront community of Deltaville, where life revolves around the water, this charming riverfront home offers sweeping views of the Rappahannock River stretching into the Chesapeake Bay. Here, you'll enjoy a truly intimate connection with the ever-changing blues, greens, and grays of the water and sky. From the moment you step inside, a spectacular wall of windows frames the river beyond, filling the living room, dining area, and kitchen with natural light and breathtaking views. Originally built in 1940 and expanded in 1980, the home beautifully blends classic character with comfortable waterfront living, featuring heart pine floors throughout much of the home and inviting gathering spaces designed to embrace the scenery. The first-floor primary suite includes an adjoining TV room with a built-in sofa that converts to a bed, for additional guest sleeping space. Upstairs, a loft-style room provides flexible space for multiple beds, a home office, or creative retreat. A fabulous screened porch ties everything together, an essential for waterfront living, where days can be spent watching ships pass on the Chesapeake, dolphins play in the Rappahannock, or savoring sunset dinners. Exterior highlights include a new metal roof (2024) with transferable warranty, a 10' x 16' shed with electricity, and an outdoor shower. The waterfront has approximately 70 feet of riprapped shoreline, along with new stairs leading to a sandy sitting area by the water. With a sandy river bottom ideal for swimming, this property offers the perfect setting to relax and enjoy river life.

24 Orion Ave, Deltaville
$2,395,000
4 Beds ⋅ 3 Baths ⋅ 120457 MLS
Rare offering - 13+ Acres, 4 Bedroom Main home, 3 Bedroom Guest House, Private Beach, Pier with Boat Lift & Floating Jet Ski Lift, Second Pier with Boathouse & Boat Lift, No Restrictions, Fabulous Views out to the Chesapeake Bay - An exceptional waterfront estate offers the rare combination of wide, unobstructed views to the Chesapeake Bay & the protection of Harveys Creek, creating the perfect balance for boating & relaxing. The property is a waterfront dream, featuring TWO piers (4'MLW), including one with a boathouse, a sandy beach, & abundant shoreline to enjoy. This stately two-story brick Colonial is privately sited & surrounded by natural beauty, offering a truly serene & secluded setting. Inside, you'll find hardwood floors, two fireplaces, & an updated kitchen with stainless steel appliances, & a cozy breakfast nook. A light-filled sunroom invites you to unwind while soaking in the water views. The first-floor ensuite bedroom provides convenience & flexibility, while upstairs offers three additional bedrooms, including a waterfront ensuite paired with a spacious bonus/laundry room. Complementing the main home is a well-appointed guest house with 3 bedrooms, & generous living, dining, kitchen, & family room spaces—ideal for extended family, guests, or potential rental income. Additional improvements include a detached two-bay garage & expansive open land, perfect for horses, recreation, or creating your own private compound. Also includes a Waterfront Lot that perks for a 4-bedroom septic. A truly distinctive offering, this luxury waterfront property presents endless possibilities, whether as a legacy family estate, equestrian retreat, or iconic Northern Neck getaway. Opportunities like this are rare & not to be missed. *See Featured Sheet*

428 430 Harveys Neck Rd, Wicomico Church
$1,550,000
4 Beds ⋅ 3 Baths ⋅ 120475 MLS
This distinctive waterfront residence, with its tasteful modern updates, offers unforgettable sunrises, glowing sunsets, and ever-changing panoramic vistas on the breathtaking Rappahannock River where it joins the Chesapeake Bay. Enjoy your own private sandy beach, suitable for your own custom dock, and a protected boat slip ideal for easy kayaking. This unique coastal site truly offers three attached but individual living areas. The original home, circa 1904, is rich in character with dramatic roof lines, high ceilings, hardwood floors, and thoughtful additions and upgrades. It features formal living and dining rooms, along with a kitchen opening to a comfortable family room and its stunning waterfront views. Upstairs, you'll find four bedrooms, an office space, an artist's “retreat,” and two full bathrooms. Connected by a breezeway atop a three-bay garage is a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining areas, and a private primary ensuite bedroom. On the opposite side of the main house, a second detached garage also offers a full studio apartment above, complete with an open living space, kitchen, sleeping area, and full bath. Whether you're looking to host extended family and friends or generate rental income, this versatile property delivers and is just a short jaunt to nearby White Stone and Kilmarnock and an hour's drive to Richmond. See the featured sheet for more details. (Please note, 4 bedroom septic; however, many areas for bedroom-like rooms.) No HOA-rental income potential. Rare property - SAND BEACH & SUNSETS

2414 Windmill Point Rd, White Stone
$549,000
3 Beds ⋅ 2 Baths ⋅ 120469 MLS
98 Presley Drive, Heathsville, VA — Enjoy waterfront living on beautiful Presley Creek in the sought-after waterfront community of Potomac Bay Estates. Situated on approximately 1.35 acres, this attractive property offers sweeping water views, a protected shoreline with stone revetment, and a peaceful setting surrounded by well-maintained homes and friendly neighbors. The home features 3 bedrooms and 2 full baths with a spacious, open-concept layout that combines the kitchen, dining, and living areas into one huge great room — perfect for everyday living and entertaining. The primary suite is privately situated on one end of the home and includes a spacious bathroom and closet, while the guest bedrooms are located on the opposite side for added privacy. A walk-in utility room with washer and dryer adds convenience. Relax and enjoy the waterfront lifestyle from the open front porch or the screened porch overlooking Presley Creek. Outside, the pier includes a personal watercraft lift and attached floating dock, making it ideal for kayaks and enjoying time on the water. The backyard fire pit area creates the perfect gathering spot for family and friends, while the large storage shed provides excellent space for lawn equipment, garden tools, and water toys. Whether you are looking for a primary residence, weekend getaway, or short-term rental opportunity, this property offers tremendous value. Nice waterfront homes in this price range are becoming increasingly hard to find.

98 Presley Dr, Heathsville
$3,200,000
13 Beds ⋅ 8 Baths ⋅ 120398 MLS
"Bayhamas" is a rare Chesapeake Bay waterfront compound offering an extraordinary combination of scale, privacy, sandy beach shoreline and panoramic water. Privately sited on over 4 acres with 423 feet of shoreline overlooking the Chesapeake Bay, this remarkable coastal retreat captures breathtaking sunrises and the soothing rhythm of waterfront living at its finest. Built in 2005 and extensively renovated in recent years, the residence encompasses nearly 11,800 square feet with a dramatic contemporary coastal design highlighted by soaring 44-foot ceilings in the great room, walls of glass and expansive living spaces designed to accommodate large gatherings while remaining warm and inviting. The property features 13 bedrooms, multiple additional sleeping/flex rooms, 8 full baths and 3 beautifully updated kitchens. Thoughtfully designed for multi-generational living and entertaining, the home includes two substantial “lockout-style” guest wings, each functioning as private two-story living quarters with full kitchens, ideal for extended family and guests. A screened porch, expansive waterside decking, multiple gathering spaces, fireplaces and two saunas further enhance the resort-like atmosphere. The private sand beach is exceptional for the area and creates an unforgettable setting for waterfront relaxation. A standing seam metal roof, three-car garage, mature trees and beautifully scaled approach complete the offering.

3315 Windmill Point Rd, White Stone
$2,495,000
8 Beds ⋅ 4 Baths ⋅ 120395 MLS
On a picturesque country lane at the confluence of the Rappahannock River and the Chesapeake Bay, this exceptional property showcases the remarkable features of its setting: stunning vistas of the bay, a narrow barrier island, a sandy shoreline, breathtaking sunrises, and moonrises on the shimmering Rappahannock River. A winding lane meanders through the park-like grounds with expansive lawns and mature trees, offering glimpses of the Bay. Built in 1940, this rambling Tidewater design is situated on a knoll, providing privacy and elevation. The home boasts a spacious living room with a masonry fireplace, which opens onto a large deck. This deck highlights the spectacular view, allowing you to enjoy the soothing sound of waves lapping against the shoreline and the gentle bay breezes. The light-filled dining room is simple yet elegant. For a more relaxed gathering space, there is the cozy family room with a full bath. Overlooking the water, the kitchen includes a bright breakfast nook. The expansive first-floor primary bedroom features its own fireplace and private riverside deck. The second floor is divided by an upper hall with an office, two bedrooms, a bath on one side, and a hall bath with two bedrooms on the other. The pool terrace opens off a screened porch, facing the river. The attached 3-bay garage can house automobiles, boats, bikes, and golf carts. Down the gentle hill is a waterside deck leading to the private dock and sand beach. This is the perfect location to realize the dream of a life on the Chesapeake Bay shoreline that will be an enduring family tradition.

2276 Mosquito Point Rd, White Stone
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